258 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 258 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,999 sqft · built 1985
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Feb 2021)
Tax Bill	$14,343 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:036.0 P:0086-0003.0`

Property Details

APN / Parcel Number

Primary APN	`M:036.0 P:0086-0003.0`
Alternative APNs	`HARV M:36 B:86 L:3` `1250360008600030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,999 sqft Living Area
Gross Area	10,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250360008600030
Street Address	258 STOW RD
City	HARVARD
State	MA
Zip	01451-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	86
Legal Lot Number	3
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3017
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	258 STOW RD, HARVARD, MA 01451-1907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jul 21, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Last Transfer Date	Jan 28, 2025
Transfer Doc	071580-106
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Feb 19, 2021
Property Address	258 STOW RD, HARVARD, MA 01451-1907
Document Number	64502-240
Book / Page	64502 / 240
Instrument Date	Feb 13, 2021
Instrument	23791
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 STOW RD, HARVARD, MA 01451-1907

Mortgage

Document Number	23792
Date	Feb 19, 2021
Instrument	23792

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	258 STOW RD, HARVARD, MA 01451-1907
Document Number	59238-311
Instrument Date	Jul 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 STOW RD HARVARD MA 014511907, HARVARD, MA 01451-1907

Mortgage

Document Number	59238-311
Date	Aug 10, 2018
Book Page	059238/000311
Instrument	83421

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,343.00 (+5.84%)	$903,800 (+4.38%) Land $243,900 Building $659,900	$1,115,680 (-)
2025	$13,551.00 (+5.02%)	$865,900 (-0.01%) Land $243,900 Building $622,000	$1,115,680 (+0.76%)
2024	$12,903.00 (-1.01%)	$866,000 (+10.36%) Land $243,900 Building $622,100	$1,107,225
2023	$13,034.00	$784,700 Land $234,400 Building $550,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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