239 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 239 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,166 sqft · built 1720
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Jul 2025)
Tax Bill	$11,631 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:036.0 P:0001-0001.0`

Property Details

APN / Parcel Number

Primary APN	`M:036.0 P:0001-0001.0`
Alternative APNs	`HARV M:36 B:1 L:1` `1250360000100010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	4,737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1720
Effective Year Built	Effective 1720
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,650 sqft (3.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250360000100010
Street Address	239 STOW RD
City	HARVARD
State	MA
Zip	01451-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3019
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 STOW RD, HARVARD, MA 01451-1912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 29, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 20, 2017	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Apr 22, 1994 · Amount on Record
Deed Book / Page	72318 / 99
Transfer Doc	5010000038
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	239 STOW RD, HARVARD, MA 01451-1912
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00067234-1
Date	Mar 9, 2022
Book Page	67234/1
Instrument	26492

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	239 STOW RD, HARVARD, MA 01451-1912
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065131-286
Date	May 10, 2021
Book Page	65131/286
Instrument	64418

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jul 29, 2025
Property Address	239 STOW RD, HARVARD, MA 01451-1912
Document Number	0072318-99
Book / Page	72318 / 99
Instrument Date	Jul 29, 2025
Instrument	62504
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 STOW RD, HARVARD, MA 01451-1912

Mortgage

Document Number	0000062505
Date	Jul 29, 2025
Instrument	62505

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	239 STOW RD, HARVARD, MA 01451-1912
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56866-184
Date	Mar 20, 2017
Book Page	56866/184
Instrument	27787

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,631.00 (+7.61%)	$743,200 (+2.45%) Land $253,600 Building $489,600	$941,735 (+17.56%)
2024	$10,808.00 (+3.99%)	$725,400 (+15.93%) Land $253,600 Building $471,800	$801,040
2023	$10,393.00	$625,700 Land $244,100 Building $381,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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