248 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 248 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,594 sqft · built 1984
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$497,000 (Sep 2008)
Tax Bill	$11,166 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HARV M:36 B:88`

Property Details

APN / Parcel Number

Primary APN	`HARV M:36 B:88`
Alternative APNs	`M:036.0 P:0088-0000.0` `1250360008800000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,594 sqft Living Area
Gross Area	4,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250360008800000
Street Address	248 STOW RD
City	HARVARD
State	MA
Zip	01451-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	88
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3017
Census Tract	761401

Owner

248 Stow Rd is owned and occupied by two individuals who bought it in September 2008.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	248 STOW RD, HARVARD, MA 01451-1906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2008 · Amount on File
Deed Sale	Sep 2, 2008 · Amount on File
Prior Sale	Jul 2, 1996 · Amount on File
Deed Document Number	200898698
Deed Book / Page	43267 / 357
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	248 STOW RD, HARVARD, MA 01451-1906
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64609-1
Date	Mar 4, 2021
Book Page	64609/1
Instrument	30403

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	248 STOW RD, HARVARD, MA 01451-1906
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61021-163
Date	Sep 9, 2019
Book Page	61021/163
Instrument	92266

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 248 Stow Rd was $11,166, up 5% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,166.00 (+5.03%)	$713,500 (-) Land $228,700 Building $484,800
2024	$10,631.00 (-1.38%)	$713,500 (+9.94%) Land $228,700 Building $484,800	$938,125
2023	$10,780.00	$649,000 Land $219,200 Building $429,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 Stow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Stow Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Stow Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures