250 Sand Cliffs Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 250 Sand Cliffs Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,258 sqft · built 1989
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$4,400,000 (May 2023)
Tax Bill	$29,831 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit May 2023 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`27-3S-18-16053-00A-0150`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16053-00A-0150`
Alternative APN	`1057372`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,258 sqft Living Area
Gross Area	3,276 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete Tile
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	20 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	484 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1057372
Street Address	250 SAND CLIFFS DR
City	INLET BEACH
State	FL
Zip	32461-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK A SAND CLIFFS S/D 2ND ADDITION PB 5-32 OR 203-116 OR 548-86 OR 3289-2165
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SAND CLIFFS S/D
Legal Block	A
Legal Lot Number	15
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9961 E COUNTY HIGHWAY 30A STE 7A, 7A, INLET BEACH, FL 32461-7282
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
May 12, 2023	Deed, Transfer · Commercial Mortgage WALTON FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Deed Document Number	20230016816
Deed Book / Page	3289 / 2165
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	250 SAND CLIFFS DR, INLET BEACH, FL 32461-7108
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033712082
Date	Sep 19, 2025
Book Page	3371/2082
Instrument	20250033902

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	INLET BEACH, FL 32461

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTON FL
Recording Date	May 12, 2023
Property Address	250 SAND CLIFFS DR, INLET BEACH, FL 32461-7108
Document Number	0032892165
Book / Page	3289 / 2165
Map Reference	MB 5 PG 32
Instrument Date	May 8, 2023
Instrument	20230016816
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10463, BIRMINGHAM, AL 35202-0463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SAND CLIFFS DR, INLET BEACH, FL 32461-7108

Mortgage

Document Number	0032892167
Date	May 12, 2023
Instrument	3289/2167

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,103,373 (+49.32%) Land $3,500,000 Building $603,373	$4,103,373 (+49.32%) Land $3,500,000 Building $603,373
2024	$29,831.00 (+47.34%)
2023	$20,247.00 (+15.01%)	$2,748,108 (+23.67%) Land $2,100,000 Building $648,108	$2,748,108 (+23.67%) Land $2,100,000 Building $648,108
2022	$17,605.00	$2,222,209 Land $1,942,500 Building $279,709	$2,222,209 Land $1,942,500 Building $279,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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