250 Ft Mitchell Ave, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 250 Ft Mitchell Ave, Fort Mitchell, KY 41011

Property Summary

Property TypeCountry Club
Details10,402 sqft · built 1904
Lot Size76 acres (3,310,560 sqft)
OwnerCompany Name on Record
Last Sale$113,000 (May 2024)
Tax Bill$9,925 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN027-40-00-006.00

Property Details

APN / Parcel Number

Primary APN027-40-00-006.00

Interior

Building Area10,402 sqft Finished Area

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Lot Area3,310,560 sqft (76 acres)
Lot Dimensions150 ft deep x 75 ft wide

Location & Zoning

Street Address250 FORT MITCHELL AVE
CityFT MITCHELL
StateKY
Zip41011-2623
Property CategoryCommercial
Property TypeCommercial > Retail > Country Club
Legal Description76 ACRES & LOTS 26-27-39-40-41 & PT 103 FT MITCHELL & 75X150FT ADJ PLUS 0.085 AC LESS 0.089 AC LAND TRADE & VACATED PTS CRESC
Legal SubdivisionFORT MITCHELL
Legal Lot Number26-41
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2016
Census Tract64800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3940 OLYMPIC BLVD, 400, ERLANGER, KY 41018-3593
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Line of Credit
HERITAGE BANK INC
Dec 23, 2025Deed of Trust, Mortgage · Commercial Mortgage
HERITAGE BANK INC
May 26, 2021Deed of Trust, Mortgage
HERITAGE SOUTHEAST BANK
May 26, 2021Deed of Trust, Mortgage · Line of Credit
HERITAGE SOUTHEAST BANK
Mar 9, 2018Deed of Trust, Mortgage
CENTRAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2024 · Amount on Record
Deed SaleMay 23, 2024 · Amount on Record
Prior SaleMar 20, 2009
Deed Document Number202466
Deed Book / Page285 / 421
Prior Transfer DateMar 22, 2011
Prior Transfer Doc0005900266
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Transaction TypeMortgage
Record UpdatedMar 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623

Mortgage

Document Number0000002940
DateFeb 13, 2026
Book Page734/135
Instrument26059000002940
Lender
NameHERITAGE BANK INC
TypeBank
AddressCOVINGTON, KY 41011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term19 Months
DueSep 26, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623

Mortgage

Document Number0005900030
DateDec 23, 2025
Book PageKCM 720/26
Instrument25122305900030
Lender
NameHERITAGE BANK INC
TypeBank
AddressCOVINGTON, KY 41011
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueDec 12, 2040
Interest
Rate TypeAdjustable Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Transaction TypeMortgage
Record UpdatedJan 5, 2024
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623

Mortgage

Document Number0005900087
DateMay 26, 2021
Book Page220/377
Instrument21052605900087
Lender
NameHERITAGE SOUTHEAST BANK
TypeBank
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term24 Months
DueMay 17, 2023

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623

Mortgage

Document Number0005900084
DateMay 26, 2021
Book Page220/354
Instrument21052605900084
Lender
NameHERITAGE SOUTHEAST BANK
TypeBank
AddressCOVINGTON, KY 41011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term132 Months
DueMay 10, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address250 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number0000000105
Instrument DateMar 9, 2018
Transaction TypeMortgage
Record UpdatedMar 29, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address250 FORT MITCHELL AVE FORT MITCHELL KY 410112623, FORT MITCHELL, KY 41011-2623

Mortgage

Document Number0000000105
DateMar 15, 2018
Book Page0C6371/000126
Instrument105
Lender
NameCENTRAL BK
TypeBank
AddressLEXINGTON, KY 40507
Agreement
AmountAmount Recorded
Term120 Months
DueMar 14, 2028

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,654,000 (-) Land $1,819,000 Building $835,000$2,654,000 (-) Land $1,819,000 Building $835,000
2025$9,925.00 (-8.11%)$2,654,000 (-) Land $1,819,000 Building $835,000$2,654,000 (-) Land $1,819,000 Building $835,000
2023$10,801.00$2,654,000 Land $1,819,000 Building $835,000$2,654,000 Land $1,819,000 Building $835,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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