226 Ft Mitchell Ave, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 226 Ft Mitchell Ave, Fort Mitchell, KY 41011

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,756 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$578,000 (Aug 2021)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Aug 2021 Sale Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027-40-03-009.00`

Property Details

APN / Parcel Number

Primary APN	`027-40-03-009.00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,756 sqft Finished Area
Gross Area	3,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	226 FORT MITCHELL AVE
City	FT MITCHELL
State	KY
Zip	41011-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FT MITCHELL LOT 31
Legal Subdivision	FT MITCHELL
Legal Lot Number	31
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2017
Census Tract	64800

Owner

Source: Kenton County records · APN 027-40-03-009.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	226 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
Oct 03, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Aug 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	20215900085
Deed Book / Page	111 / 890
Prior Transfer Date	Dec 20, 2010
Prior Transfer Doc	0005900431
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 18, 2021
Property Address	226 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number	0005900085
Book / Page	111 / 890
Map Reference	MB 121 PG 641
Instrument Date	Aug 10, 2021
Instrument	21081805900085
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 KRUEMPELMAN DR, 145, FT MITCHELL, KY 41011-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	226 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number	0000000197
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 FORT MITCHELL AVE FORT MITCHELL KY 410112623, FORT MITCHELL, KY 41011-2623

Mortgage

Document Number	0000000197
Date	Oct 05, 2020
Book Page	00M107/000016
Instrument	197

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	226 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number	0000000106
Instrument Date	Oct 03, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 FORT MITCHELL AVE FORT MITCHELL KY 410112623, FORT MITCHELL, KY 41011-2623

Mortgage

Document Number	0000000106
Date	Oct 22, 2019
Book Page	0C6784/000016
Instrument	106

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	226 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number	0000000159
Instrument Date	Aug 08, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	226 FORT MITCHELL AVE FORT MITCHELL KY 410112623, FORT MITCHELL, KY 41011-2623

Mortgage

Document Number	0000000159
Date	Aug 14, 2019
Book Page	0C6730/000116
Instrument	159

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 (-8.12%)	$578,000 (-) Land $120,000 Building $458,000	$578,000 (-) Land $120,000 Building $458,000
2023	$2,352.00	$578,000 Land $120,000 Building $458,000	$578,000 Land $120,000 Building $458,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Old Fort Mitchell Historic District listed 1989 · 104 contributing resources · NRIS 89001170

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

226 Ft Mitchell Ave, Fort Mitchell (Covington), KY 41011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Ft Mitchell Ave

Nearby Streets

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