229 Ft Mitchell Ave, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 229 Ft Mitchell Ave, Fort Mitchell, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,072 sqft · built 1907
Lot Size0.4 acres (17,424 sqft)
Owner2 Owner Names on Record
Last Sale$600,000 (Aug 2008)
Tax Bill$2,525 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027-40-02-005.00

Property Details

APN / Parcel Number

Primary APN027-40-02-005.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,072 sqft Finished Area
Gross Area4,384 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialSlate
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0274002005.00
Street Address229 FORT MITCHELL AVE
CityFT MITCHELL
StateKY
Zip41011-2622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFT MITCHELL LOTS 17-18
Legal SubdivisionFT MITCHELL
Legal Lot Number17-18 18
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2018
Census Tract64800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Fort Mitchell Historic District
listed 1989 · 104 contributing resources · NRIS 89001170

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address229 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2622
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Deed of Trust, Mortgage · Line of Credit
FORCHT BANK NA
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 8, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2008 · Amount on Record
Deed SaleAug 20, 2008 · Amount on Record
Prior SaleJan 5, 2000 · Amount on Record
Deed Document Number0003799120
Deed Book / Page3799 / 120
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address229 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2622
Transaction TypeMortgage
Record UpdatedJan 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2622

Mortgage

Document Number0005900076
DateJul 11, 2023
Book PageKCM 474/951
Instrument23071105900076
Lender
NameFORCHT BANK NA
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJun 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address229 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2622
Transaction TypeMortgage
Record UpdatedJan 8, 2024
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900082
DateOct 1, 2021
Book Page280/81
Instrument21100105900082
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address229 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2622
Document Number0000000035
Book / Page0C6247 / 000239
Instrument DateAug 8, 2017
Transaction TypeMortgage
Record UpdatedSep 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address229 FORT MITCHELL AVE FORT MITCHELL KY 410112622, FORT MITCHELL, KY 41011-2622

Mortgage

Document Number0000000035
DateSep 14, 2017
Book Page0C6247/000239
Instrument35
Lender
NameBRANCH BK&TR
TypeBank
AddressWINSTON-SALEM, NC 27101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 13, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,525.00 (-8.11%)$675,400 (-) Land $120,000 Building $555,400$675,400 (-) Land $120,000 Building $555,400
2023$2,748.00$675,400 Land $120,000 Building $555,400$675,400 Land $120,000 Building $555,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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