230 Ft Mitchell Ave, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 230 Ft Mitchell Ave, Fort Mitchell, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,292 sqft · built 1965
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Feb 2021)
Tax Bill$2,244 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN027-40-03-010.00

Property Details

APN / Parcel Number

Primary APN027-40-03-010.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,292 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address230 FORT MITCHELL AVE
CityFT MITCHELL
StateKY
Zip41011-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFT MITCHELL LOT 30
Legal SubdivisionFT MITCHELL
Legal Lot Number30
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2017
Census Tract64800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Fort Mitchell Historic District
listed 1989 · 104 contributing resources · NRIS 89001170

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address230 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Oct 16, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2021 · Amount on Record
Deed SaleFeb 5, 2021 · Amount on Record
Prior SaleMay 6, 2010 · Amount on Record
Deed Document Number20215900070
Deed Book / Page70 / 261
Prior Transfer DateNov 21, 2017
Prior Transfer Doc0005900344
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 5, 2021
Property Address230 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number0005900070
Book / Page70 / 261
Map ReferencePL 73
Instrument DateFeb 1, 2021
Instrument21020505900070
Transaction TypeTransfer
Record UpdatedJan 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 FORT MITCHELL AVE, 230, FT MITCHELL, KY 41011-2623

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address230 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623

Mortgage

Document Number0005900071
DateFeb 5, 2021
Book Page164/18
Instrument21020505900071
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address230 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number0000000318
Instrument DateOct 16, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018
Title CompanyBLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address230 FORT MITCHELL AVE FORT MITCHELL KY 410112623, FORT MITCHELL, KY 41011-2623

Mortgage

Document Number0000000318
DateNov 8, 2018
Book Page0C6542/000102
Instrument318
Lender
NameBRANCH BK&TR
TypeBank
AddressWINSTON-SALEM, NC 27101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 7, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,000 (-) Land $120,000 Building $480,000$600,000 (-) Land $120,000 Building $480,000
2025$2,244.00 (-8.11%)$600,000 (-) Land $120,000 Building $480,000$600,000 (-) Land $120,000 Building $480,000
2023$2,442.00$600,000 Land $120,000 Building $480,000$600,000 Land $120,000 Building $480,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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