Madison County property record for 250 Combs Ferry Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.23 acres (228,254 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Mar 2013) |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0064-0000-0001-F |
| Primary APN | 0064-0000-0001-F |
|---|---|
| Alternative APNs |
|
| Lot Area | 228,254 sqft (5.23 acres) |
|---|
| Account Number | 42378 |
|---|---|
| Street Address | 250 COMBS FERRY RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT A-1 (5.24 ACRES) |
| Legal Tract | A-1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10104 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 250 COMBS FERRY RD, RICHMOND, KY 40475-9356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2013 · Amount on Record |
| Deed Sale | Mar 7, 2013 · Amount on Record |
| Deed Document Number | 0000688547 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 250 COMBS FERRY RD, RICHMOND, KY 40475-9356 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 250 COMBS FERRY RD, RICHMOND, KY 40475-9356 |
| Document Number | 0M2278/512 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | M2278/512 |
| Instrument | 2014186398 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 4, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 250 COMBS FERRY RD, RICHMOND, KY 40475-9356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01925/266 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | M01925/266 |
| Instrument | 2014008928 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 24, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 250 COMBS FERRY RD, RICHMOND, KY 40475-9356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2057/165 |
|---|---|
| Date | May 26, 2021 |
| Book Page | M2057/165 |
| Instrument | 2014038314 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,885.00 (-2.78%) Additional exemption filed | $412,000 (-) | $412,000 (-) |
| 2023 | $3,996.00 | $412,000 | $412,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures