257 Combs Ferry Rd, Richmond, KY 40475 Property Records

Madison County property record for 257 Combs Ferry Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	6.3 acres (274,428 sqft)
Owner	Individual Name on Record
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0063-0000-0004-1`

Property Details

APN / Parcel Number

Primary APN	`0063-0000-0004-1`
Alternative APNs	`128444` `91297` `58104`

Exterior

Lot Area	274,428 sqft (6.3 acres)

Location & Zoning

Account Number	58104
Street Address	257 COMBS FERRY RD
City	RICHMOND
State	KY
Zip	40475-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT B (6.3 ACRES)
Legal Tract	B
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1001
Census Tract	10104

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	257 COMBS FERRY RD, RICHMOND, KY 40475-9356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO
Jan 21, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022
Deed Sale	Jan 21, 2022
Deed Document Number	2014073569
Deed Book / Page	D817 / 492
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	257 COMBS FERRY RD, RICHMOND, KY 40475-9356
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01964/158
Date	Aug 3, 2020
Book Page	M01964/158
Instrument	2014017216

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40741

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 21, 2022
Property Address	257 COMBS FERRY RD, RICHMOND, KY 40475-9356
Document Number	00D817/492
Book / Page	D817 / 492
Instrument Date	Jan 21, 2022
Instrument	2014073569
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4330 SIMPSON LN, RICHMOND, KY 40475-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 COMBS FERRY RD, RICHMOND, KY 40475-9356

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00 (-2.8%) Additional exemption filed	$309,700 (-)	$309,700 (-)
2023	$3,004.00	$309,700	$309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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