225 Combs Ferry Rd, Richmond, KY 40475 Property Records

Madison County property record for 225 Combs Ferry Rd, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$345,000 (Oct 2019)
Tax Bill	$3,687 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0063-0000-0022`

Property Details

APN / Parcel Number

Primary APN	`0063-0000-0022`
Alternative APNs	`112500` `75619` `41710`

Interior

Stories	2 Stories

Exterior

Exterior Material	Brick Veneer
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	41710
Street Address	225 COMBS FERRY RD
City	RICHMOND
State	KY
Zip	40475-9356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNLINE LOT 17
Legal Subdivision	TOWNLINE
Legal Tract	1
Legal Lot Number	17
Legal Unit	2
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1001
Census Tract	10104

Owner

Source: Madison County records · APN 0063-0000-0022

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	225 COMBS FERRY RD, RICHMOND, KY 40475-9356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Oct 09, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LEXINGTON INC
Mar 29, 2017	Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2019 · Amount on Record
Deed Sale	Oct 09, 2019 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	2014000304
Deed Book / Page	D00779 / 557
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	225 COMBS FERRY RD, RICHMOND, KY 40475-9356
Transaction Type	Mortgage
Record Updated	Jul 31, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01959/496
Date	Jul 21, 2020
Book Page	M01959/496
Instrument	2014016166

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 09, 2019
Property Address	225 COMBS FERRY RD, RICHMOND, KY 40475-9356
Document Number	D00779/557
Book / Page	D00779 / 557
Map Reference	CAB 15 SL 73
Instrument Date	Oct 01, 2019
Instrument	2014000304
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 COMBS FERRY RD, RICHMOND, KY 40475-9356

Mortgage

Document Number	2014000305
Date	Oct 09, 2019
Instrument	2014000305

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	225 COMBS FERRY RD, RICHMOND, KY 40475-9356
Transaction Type	Mortgage
Record Updated	Sep 08, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2013955767
Date	Mar 16, 2017
Book Page	M01732/204
Instrument	2013955767

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	Lexington, KY 40503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2027

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 29, 2017
Property Address	225 COMBS FERRY RD, RICHMOND, KY 40475-9356
Document Number	D00742/696
Book / Page	D00742 / 696
Map Reference	MB15 PG157
Instrument Date	Mar 07, 2017
Instrument	2013956390
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	MATTINGLY FORD TITLE SVCSLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2895 LEXINGTON RD, 2895, RICHMOND, KY 40475-9140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	225 COMBS FERRY RD, RICHMOND, KY 40475-9356

Mortgage

Document Number	2013956391
Date	Mar 29, 2017
Instrument	2013956391

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Apr 15, 2042

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,687.00 (-2.77%) Additional exemption filed	$391,000 (-)	$391,000 (-)
2023	$3,792.00	$391,000	$391,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510101041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Combs Ferry Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures