269 Combs Ferry Rd, Richmond, KY 40475 Property Records

Madison County property record for 269 Combs Ferry Rd, Richmond, KY 40475

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	21.2 acres (927,828 sqft)
Owner	Individual Name on Record
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0063-0000-0004-2`

Property Details

APN / Parcel Number

Primary APN	`0063-0000-0004-2`
Alternative APNs	`107570` `109650` `38827`

Exterior

Lot Area	927,828 sqft (21.2 acres)

Location & Zoning

Account Number	38827
Street Address	269 COMBS FERRY RD
City	RICHMOND
State	KY
Zip	40475-9356
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	TRACT C-R (13.853 ACRES)
Legal Tract	C
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1001
Census Tract	10104

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	269 COMBS FERRY RD, RICHMOND, KY 40475-9356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
May 19, 2022	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Feb 8, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 8, 2023
Transfer Doc	00D834/496
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	269 COMBS FERRY RD, RICHMOND, KY 40475-9356
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 COMBS FERRY RD, RICHMOND, KY 40475-9356

Mortgage

Document Number	0M2061/565
Date	Jun 8, 2021
Book Page	M2061/565
Instrument	2014040088

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Construction Mortgage
Term	12 Months
Due	Jun 7, 2022

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	269 COMBS FERRY RD, RICHMOND, KY 40475-9356
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 COMBS FERRY RD, RICHMOND, KY 40475-9356

Mortgage

Document Number	0M2161/359
Date	May 19, 2022
Book Page	M2161/359
Instrument	2014092681

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 6, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Feb 8, 2023
Property Address	269 COMBS FERRY RD, RICHMOND, KY 40475-9356
Document Number	00D834/496
Book / Page	D834 / 496
Map Reference	MB 21 PG 181
Instrument Date	Feb 7, 2023
Instrument	2014130835
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 COMBS FERRY RD, RICHMOND, KY 40475-9356

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	269 COMBS FERRY RD, RICHMOND, KY 40475-9356

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,550.00 (-2.79%) Additional exemption filed	$376,500 (-)	$376,500 (-)
2023	$3,652.00	$376,500	$376,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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