25 Windsor Cir, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 25 Windsor Cir, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1985
Lot Size	0.759 acres (33,047 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2000)
Tax Bill	$7,341 (2026)
Deeds & Mortgages	May 2020 Refinance Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:103 B:135`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:103 B:135`
Alternative APNs	`M:00103 P:00135` `4423`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,047 sqft (0.759 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4423
Street Address	25 WINDSOR CIR
City	JEFFERSON
State	MA
Zip	01522-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	135
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2001
Census Tract	728300

Owner

25 Windsor Cir is owned and occupied by an individual who bought it in October 2000.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	25 WINDSOR CIR, JEFFERSON, MA 01522-1455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEOMINSTER CU
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LEOMINSTER CU
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Sep 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2000 · Amount on File
Deed Sale	Oct 27, 2000 · Amount on File
Deed Book / Page	23144 / 19
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	25 WINDSOR CIR, JEFFERSON, MA 01522-1455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62400-223
Date	May 15, 2020
Book Page	62400/223
Instrument	49500

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	25 WINDSOR CIR, JEFFERSON, MA 01522-1455
Document Number	59714-279
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WINDSOR CIR JEFFERSON MA 015221455, JEFFERSON, MA 01522-1455

Mortgage

Document Number	59714-279
Date	Nov 20, 2018
Book Page	059714/000279
Instrument	123327

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	25 WINDSOR CIR, JEFFERSON, MA 01522-1455
Document Number	59714-294
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WINDSOR CIR JEFFERSON MA 015221455, JEFFERSON, MA 01522-1455

Mortgage

Document Number	59714-294
Date	Nov 20, 2018
Book Page	059714/000294
Instrument	123328

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 19, 2038

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Sep 28, 2018
Property Address	25 WINDSOR CIR, JEFFERSON, MA 01522-1455
Document Number	59483-206
Book / Page	059483 / 000206
Instrument Date	Sep 23, 2018
Instrument	103745
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WINDSOR CIR JEFFERSON MA 015221455, JEFFERSON, MA 01522-1455

Tax Assessment & Valuation

The 2026 property tax bill for 25 Windsor Cir was $7,341, up 2.5% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,341.00 (+2.54%)	$544,600 (+5.44%) Land $213,600 Building $331,000	$522,723 (-3.33%)
2025	$7,159.00 (+5.5%)	$516,500 (+7.69%) Land $203,400 Building $313,100	$540,740
2024	$6,786.00 (+6.35%)	$479,600 (+12.66%) Land $197,300 Building $282,300
2023	$6,381.00	$425,700 Land $171,600 Building $254,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Windsor Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Windsor Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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