12 Windsor Cir, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 12 Windsor Cir, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,620 sqft · built 1985
Lot Size	0.393 acres (17,104 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 1995)
Tax Bill	$7,204 (2026)
Deeds & Mortgages	Jul 2021 Refinance Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:103 B:128`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:103 B:128`
Alternative APNs	`M:00103 P:00128` `8842`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,104 sqft (0.393 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8842
Street Address	12 WINDSOR CIR
City	JEFFERSON
State	MA
Zip	01522-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CIMARRON
Legal Block	128
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2001
Census Tract	728300

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 WINDSOR CIR, JEFFERSON, MA 01522-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROLLSTONE BANK & TRUST
Feb 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 1995 · Amount on Record
Deed Sale	Nov 3, 1995 · Amount on Record
Prior Sale	Jun 29, 1990 · Amount on Record
Deed Book / Page	17444 / 210
Last Transfer Date	Feb 12, 2021
Transfer Doc	64570-355
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	12 WINDSOR CIR, JEFFERSON, MA 01522-1458
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065639-302
Date	Jul 19, 2021
Book Page	65639/302
Instrument	99960

Lender

Name	ROLLSTONE BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Feb 26, 2021
Property Address	12 WINDSOR CIR, JEFFERSON, MA 01522-1458
Document Number	64570-355
Book / Page	64570 / 355
Instrument Date	Feb 12, 2021
Instrument	28004
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 WINDSOR CIR, JEFFERSON, MA 01522-1458
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,204.00 (+2.48%)	$534,400 (+5.36%) Land $184,300 Building $350,100	$552,164 (+2.73%)
2025	$7,030.00 (+4.09%)	$507,200 (+6.26%) Land $175,600 Building $331,600	$537,510
2024	$6,754.00 (+6.14%)	$477,300 (+12.44%) Land $170,400 Building $306,900
2023	$6,363.00	$424,500 Land $148,100 Building $276,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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