Worcester County and Holden Town property record for 13 Windsor Cir, Jefferson, MA 01522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,324 sqft · built 1985 |
| Lot Size | 0.733 acres (31,925 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Sep 2008) |
| Tax Bill | $8,048 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:104 B:66 |
| Primary APN | HOLD M:104 B:66 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| Gross Area | 4,315 sqft |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 1,396 sqft |
| Unfinished Basement | 204 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 31,925 sqft (0.733 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9528 |
|---|---|
| Street Address | 13 WINDSOR CIR |
| City | JEFFERSON |
| State | MA |
| Zip | 01522-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Block | 66 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 728300 |
13 Windsor Cir is owned and occupied by an individual who bought it in September 2008.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 WINDSOR CIR, JEFFERSON, MA 01522-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2008 · Amount on File |
| Deed Sale | Sep 10, 2008 · Amount on File |
| Prior Sale | Jul 26, 1991 · Amount on File |
| Deed Document Number | 2008101776 |
| Deed Book / Page | 43297 / 163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Jun 9, 2026 |
| Property Address | 13 WINDSOR CIR, JEFFERSON, MA 01522-1454 |
| Document Number | 073692-186 |
| Book / Page | 73692 / 186 |
| Instrument Date | May 28, 2026 |
| Instrument | 202646246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 WINDSOR CIR, JEFFERSON, MA 01522-1454 |
| Document Number | 0000046246, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 73692/186 |
| Instrument | 202646246 |
| Name | CORNERSTONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 13 Windsor Cir was $8,048, up 2.5% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,048.00 (+2.55%) | $597,000 (+5.44%) Land $210,400 Building $386,600 | $650,370 (+10.06%) |
| 2025 | $7,848.00 (+4.71%) | $566,200 (+6.89%) Land $200,300 Building $365,900 | $590,900 |
| 2024 | $7,495.00 (+5.62%) | $529,700 (+11.89%) Land $194,300 Building $335,400 | |
| 2023 | $7,096.00 | $473,400 Land $169,000 Building $304,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Windsor Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Windsor Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Ripple Fiber, Verizon.
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