16 Windsor Cir, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 16 Windsor Cir, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,550 sqft · built 1986
Lot Size	0.383 acres (16,703 sqft)
Owner	Individual Name on Record
Last Sale	$354,900 (Aug 2014)
Tax Bill	$8,376 (2026)
Deeds & Mortgages	Oct 2020 Refinance May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:103 B:134`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:103 B:134`
Alternative APNs	`M:00103 P:00134` `7628`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	5,416 sqft
1st Floor Area	1,552 sqft
Attic	Attic
Attic Area	968 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	16,703 sqft (0.383 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7628
Street Address	16 WINDSOR CIR
City	JEFFERSON
State	MA
Zip	01522-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Subdivision	CIMARRON
Legal Block	134
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2001
Census Tract	728300

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 WINDSOR CIR, JEFFERSON, MA 01522-1459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
May 11, 2019	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2014 · Amount on Record
Deed Sale	Aug 20, 2014 · Amount on Record
Deed Book / Page	52697 / 192
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	16 WINDSOR CIR, JEFFERSON, MA 01522-1459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63500-357
Date	Oct 15, 2020
Book Page	63500/357
Instrument	122516

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	16 WINDSOR CIR, JEFFERSON, MA 01522-1459
Document Number	60413-326
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WINDSOR CIR JEFFERSON MA 015221459, JEFFERSON, MA 01522-1459

Mortgage

Document Number	60413-326
Date	May 16, 2019
Book Page	060413/000326
Instrument	43983

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,376.00 (+2.52%)	$621,400 (+5.41%) Land $183,700 Building $437,700	$704,317 (+10.67%)
2025	$8,170.00 (+3.43%)	$589,500 (+5.61%) Land $174,900 Building $414,600	$636,405
2024	$7,899.00 (+0.87%)	$558,200 (+6.85%) Land $169,800 Building $388,400
2023	$7,831.00	$522,400 Land $147,600 Building $374,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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