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25 W Cayuga St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 25 W Cayuga St, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,515 sqft · built 1890
Lot Size0.165 acres (7,223 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Oct 2010)
Tax Bill$3,693 (2026)
Deeds & MortgagesFeb 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN054201 210.09-2-34

Property Details

APN / Parcel Number

Primary APN054201 210.09-2-34
Alternative APNs
  • 420121000900020340000000
  • 39012060

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,515 sqft Living Area
1st Floor Area866 sqft
Upper Floors Area649 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,223 sqft (0.165 acres)
Lot Dimensions110 ft deep x 65.3 ft wide
Garage TypeDetached
Garage Area1,456 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39012060
Street Address25 W CAYUGA ST
CityMORAVIA
StateNY
Zip13118-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number34.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1032
Census Tract40800

Owner

25 W Cayuga St is owned and occupied by two individuals who bought it in October 2010.

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address25 W CAYUGA ST, MORAVIA, NY 13118-3532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2010 · Amount on File
Deed SaleOct 28, 2010 · Amount on File
Deed Document Number2010111541
Deed Book / Page1429 / 119
Record UpdatedOct 29, 2026

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCAYUGA NY
Property Address25 W CAYUGA ST, MORAVIA, NY 13118-3532
Document Number0035050146
Book / Page003505 / 000146
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedMar 10, 2017
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 W CAYUGA ST MORAVIA NY 131183532, MORAVIA, NY 13118-3532

Mortgage

Document Number0035050146
DateFeb 27, 2017
Book Page003505/000146
Instrument169454
Lender
NameTOMPKINS TR CO
AddressITHACA, NY 14850
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 26, 2027
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 25 W Cayuga St was $3,693 with a homeowner's exemption, up 14.8% from the year before.

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,693.00 (+14.83%) Homeowner's exemption
2025$3,216.00 (+4.96%) Homeowner's exemption$126,300 Land $25,100 Building $101,200$138,791 Land $27,582 Building $111,209
2024$3,064.00
2023$126,300 Land $25,100 Building $101,200$126,300 Land $25,100 Building $101,200
2020$1,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 W Cayuga St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 W Cayuga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORAVIA VILLAGE
serves 1,950 people · EPA ID NY0501720
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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