24 W Cayuga St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 24 W Cayuga St, Moravia, NY 13118

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,359 sqft · built 1900
Lot Size	0.341 acres (14,889 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Jun 2023)
Tax Bill	$3,617 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`054201 210.09-1-55`

Property Details

APN / Parcel Number

Primary APN	`054201 210.09-1-55`
Alternative APNs	`420121000900010550000000` `39016050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,359 sqft Living Area
1st Floor Area	906 sqft
Upper Floors Area	453 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	14,889 sqft (0.341 acres)
Lot Dimensions	225 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39016050
Street Address	24 W CAYUGA ST
City	MORAVIA
State	NY
Zip	13118-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	S.M. 92-4, 98-45
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	CAYUGA NY
Township / Civil Division	MORAVIA
Census Block Group	1
Census Block	1022
Census Tract	40800

Owner

24 W Cayuga St is owned and occupied by two individuals who bought it in June 2023.

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 W CAYUGA ST, MORAVIA, NY 13118-3432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Nov 2, 2010 · Amount on File
Deed Document Number	2023222527
Deed Book / Page	4368 / 165
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jun 28, 2023
Property Address	24 W CAYUGA ST, MORAVIA, NY 13118-3432
Document Number	004368/165
Book / Page	4368 / 165
Instrument Date	Jun 27, 2023
Instrument	2023-222527
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BENJAMIN HILL RD, NEWFIELD, NY 14867-9620

Mortgage

Document Number	2023222528
Date	Jun 28, 2023
Instrument	2023-222528

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	24 W CAYUGA ST, MORAVIA, NY 13118-3432
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004147/29
Date	Dec 1, 2021
Book Page	4147/29
Instrument	2021-209744

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 24 W Cayuga St was $3,617, up 4.6% from the year before.

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Moravia Town
Municipality	Moravia Village
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,617.00 (+4.63%)
2025	$3,457.00 (+3.66%)	$123,700 Land $25,900 Building $97,800	$135,934 Land $28,462 Building $107,472
2024	$3,335.00
2023		$123,700 (+97.92%) Land $25,900 Building $97,800	$123,700 (+30.63%) Land $25,900 Building $97,800
2022		$62,500 Land $12,000 Building $50,500	$94,697 Land $18,182 Building $76,515
2020	$1,389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 W Cayuga St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 W Cayuga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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