Cayuga County and Moravia Town property record for 22 W Cayuga St, Moravia, NY 13118
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,878 sqft · built 1900 |
| Lot Size | 0.505 acres (22,020 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Aug 2026) |
| Tax Bill | $6,388 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 054201 210.09-1-56 |
| Primary APN | 054201 210.09-1-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,878 sqft Total Area |
| 1st Floor Area | 1,560 sqft |
| 2nd Floor Area | 1,318 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,020 sqft (0.505 acres) |
| Lot Dimensions | 222 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39032090 |
|---|---|
| Street Address | 22 W CAYUGA ST |
| City | MORAVIA |
| State | NY |
| Zip | 13118-3432 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | SM 2002-224 |
| Legal Block | 1 |
| Legal Lot Number | 56.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | MORAVIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 40800 |
Source: Cayuga County and Moravia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12231 WATER ST, LOCKE, NY 13092-4167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | May 9, 2006 · Amount on Record |
| Deed Document Number | 2026244998 |
| Deed Book / Page | 4767 / 180 |
| Prior Transfer Date | Sep 9, 2002 |
| Prior Transfer Doc | 1108000234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Aug 3, 2026 |
| Property Address | 22 W CAYUGA ST, MORAVIA, NY 13118-3432 |
| Document Number | 0000244998 |
| Book / Page | 4767 / 180 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 2026244998 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | INGEO, CSC INGEO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,820.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12231 WATER ST, LOCKE, NY 13092-4167 |
| Investor | Possibly a Property Investor |
| Document Number | 0000244998, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 4767/184 |
| Instrument | 2026244998 |
| Name | BANK TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Moravia Town |
| Municipality | Moravia Village |
| Unified School District | Moravia Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,388.00 (+12.31%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $5,688.00 (+4.27%) Homeowner's exemption Veteran's exemption | $223,100 (-) Land $26,500 Building $196,600 | $245,165 (+9.89%) Land $29,121 Building $216,044 |
| 2024 | $5,455.00 (+137.17%) | ||
| 2023 | $223,100 Land $26,500 Building $196,600 | $223,100 Land $26,500 Building $196,600 | |
| 2020 | $2,300.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Spectrum, T-Mobile.
5G (outdoors only) and 4G LTE
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