23 W Cayuga St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 23 W Cayuga St, Moravia, NY 13118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1900
Lot Size	0.506 acres (22,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,319 (Feb 2026)
Tax Bill	$4,840 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`054201 210.09-2-35`

Property Details

APN / Parcel Number

Primary APN	`054201 210.09-2-35`
Alternative APNs	`420121000900020350000000` `39027030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,237 sqft
Upper Floors Area	623 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	22,049 sqft (0.506 acres)
Lot Dimensions	224 ft deep x 98.2 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39027030
Street Address	23 W CAYUGA ST
City	MORAVIA
State	NY
Zip	13118-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	ENCROACHMENT AGMT.904-148 BOUNDARY AGMT. 904-150 SM 94-244
Legal Block	2
Legal Lot Number	35.000
Jurisdiction	CAYUGA NY
Township / Civil Division	MORAVIA
Census Block Group	1
Census Block	1032
Census Tract	40800

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 CONGRESS ST, MORAVIA, NY 13118-7700
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer COMMUNITY BANK NA
May 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CAYUGA LAKE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	2026241527
Deed Book / Page	4707 / 3
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Feb 13, 2026
Property Address	23 W CAYUGA ST, MORAVIA, NY 13118-3532
Document Number	00004707/3
Book / Page	4707 / 3
Instrument Date	Feb 4, 2026
Instrument	2026-241527
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 CONGRESS ST, MORAVIA, NY 13118-7700

Mortgage

Document Number	2026241528
Date	Feb 13, 2026
Instrument	2026-241528

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	May 4, 2022
Property Address	23 W CAYUGA ST, MORAVIA, NY 13118-3532
Document Number	0004218/96
Book / Page	4218 / 96
Instrument Date	Apr 25, 2022
Instrument	2022-213580
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 275, KING FERRY, NY 13081-0275

Mortgage

Document Number	2022213581
Date	May 4, 2022
Instrument	2022-213581

Lender

Name	CAYUGA LAKE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Moravia Town
Municipality	Moravia Village
Unified School District	Moravia Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,840.00 (+4.63%)
2025	$4,626.00 (+3.68%)	$165,500 (-) Land $26,400 Building $139,100	$181,868 (+9.89%) Land $29,011 Building $152,857
2024	$4,462.00 (+147.75%)
2023		$165,500 Land $26,400 Building $139,100	$165,500 Land $26,400 Building $139,100
2020	$1,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA VILLAGE serves 1,950 people · EPA ID NY0501720
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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