Bergen County and Waldwick Borough property record for 25 Smith St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1953 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 18,613 sqft (0.427 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2021) |
| Tax Bill | $10,328.00 (2025) |
| Primary APN | 64-00131-0000-00026 |
|---|---|
| Alternative APN |
|
| Building Area | 1,296 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 18,613 sqft (0.427 acres) |
| Depth X Width | 188 ft x 99 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 25 SMITH ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 99X188 4LT |
| Legal Block | 131 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records · APN 64-00131-0000-00026
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 SMITH ST, WALDWICK, NJ 07463-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 30, 2021 | Deed, Transfer NOT AVAILABLE, FERTILE CRESCENT TTL AGCY LL |
| Apr 06, 2021 | Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Apr 06, 2021 · Amount on Record |
| Deed Doc Number | 2021188330 |
| Deed Book / Page | 4515 / 531 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 25 SMITH ST, WALDWICK, NJ 07463-1612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048450874 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 4845/874 |
| Instrument | 2022103105 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 30, 2021 |
| Property Address | 25 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0045150531 |
| Book / Page | 4515 / 531 |
| Instrument Date | Dec 01, 2021 |
| Instrument | 2021188330 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | NOT AVAILABLE, FERTILE CRESCENT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 FRENCH HILL RD, 217, WAYNE, NJ 07470-3935 |
| Name | Verified Name |
|---|---|
| Address | 25 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 06, 2021 |
| Property Address | 25 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0040550363 |
| Book / Page | 4055 / 363 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021049447 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W RIDGEWOOD AVE, 100, PARAMUS, NJ 07652-2204 |
| Name | Verified Name |
|---|---|
| Address | 25 SMITH ST, WALDWICK, NJ 07463-1612 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,000 (-) Land $302,000 Building $148,000 | $450,000 (-) Land $302,000 Building $148,000 | |
| 2025 | $10,328.00 (-4.64%) | $450,000 (+16.07%) Land $302,000 Building $148,000 | $450,000 (+16.07%) Land $302,000 Building $148,000 |
| 2024 | $10,830.00 (-1.91%) | ||
| 2023 | $387,700 Land $252,500 Building $135,200 | $387,700 Land $252,500 Building $135,200 | |
| 2022 | $11,041.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 4% of the US · above 10% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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