Bergen County and Waldwick Borough property record for 20 Smith St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1930 |
| Square Footage | 2,708 sqft Living Area |
| Lot Size | 13,773 sqft (0.316 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (1992) |
| Tax Bill | $16,040.00 (2025) |
| Primary APN | 64-00132-0000-00009 |
|---|---|
| Alternative APN |
|
| Building Area | 2,708 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 13,773 sqft (0.316 acres) |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 20 SMITH ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50XIRR 2LT |
| Legal Block | 132 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records · APN 64-00132-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SMITH ST, WALDWICK, NJ 07463-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 1992 · Amount on Record |
| Deed Sale | Jul 21, 1992 · Amount on Record |
| Deed Book / Page | 75359 / 236 |
| Record Refreshed | Sep 20, 2026 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,900 (-) Land $286,400 Building $412,500 | $698,900 (-) Land $286,400 Building $412,500 | |
| 2025 | $16,040.00 (+3.66%) | $698,900 (+24.94%) Land $286,400 Building $412,500 | $698,900 (+24.94%) Land $286,400 Building $412,500 |
| 2024 | $15,473.00 (-2.87%) | ||
| 2023 | $559,400 Land $239,500 Building $319,900 | $559,400 Land $239,500 Building $319,900 | |
| 2022 | $15,931.00 |
20 Smith St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 10th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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