Bergen County and Waldwick Borough property record for 18 Smith St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1930 |
| Square Footage | 1,615 sqft Living Area |
| Lot Size | 6,251 sqft (0.144 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2009) |
| Tax Bill | $10,887.00 (2025) |
| Primary APN | 64-00132-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,615 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,251 sqft (0.144 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Account Number | 001980 |
|---|---|
| Street Address | 18 SMITH ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X125 2LT |
| Legal Block | 132 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records · APN 64-00132-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 SMITH ST, WALDWICK, NJ 07463-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2009 · Amount on Record |
| Deed Sale | Jan 21, 2009 · Amount on Record |
| Prior Sale | Apr 12, 2002 · Amount on Record |
| Deed Doc Number | 2009110678 |
| Deed Book / Page | 11 / 678 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 SMITH ST, WALDWICK, NJ 07463-1613 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040691521 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 4069/1521 |
| Instrument | 2021053962 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jan 01, 2036 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,400 (-) Land $239,400 Building $235,000 | $474,400 (-) Land $239,400 Building $235,000 | |
| 2025 | $10,887.00 (+3.66%) | $474,400 (+28.63%) Land $239,400 Building $235,000 | $474,400 (+28.63%) Land $239,400 Building $235,000 |
| 2024 | $10,503.00 | ||
| 2023 | $368,800 Land $200,000 Building $168,800 | $368,800 Land $200,000 Building $168,800 | |
| 2022 | $10,503.00 |
18 Smith St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 10th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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