Bergen County and Waldwick Borough property record for 31 Smith St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1992 |
| Square Footage | 3,048 sqft Living Area |
| Lot Size | 14,022 sqft (0.322 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $950,000 (2026) |
| Tax Bill | $19,044.00 (2025) |
Source: Bergen County and Waldwick Borough records · APN 64-00131-0000-00027-01
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 SMITH ST, WALDWICK, NJ 07463-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 23, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Jun 10, 1992 · Amount on Record |
| Deed Doc Number | 202627310 |
| Deed Book / Page | 5780 / 1008 |
| Prior Transfer Date | Mar 22, 2012 |
| Prior Transfer Doc | 0010091987 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 23, 2026 |
| Property Address | 31 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0000027310 |
| Book / Page | 5780 / 1008 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026.27310 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | TITLE NINE AGENCY LLC, TITLE BOND AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95,950.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0000027311, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..27311 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 23, 2026 |
| Property Address | 31 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0057801008 |
| Book / Page | 5780 / 1008 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202627310 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | BOND FINANCING TITLE AGENCY LLC, TITLE BOND AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95,950.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0000027311, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202627311 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,800 (-) Land $287,100 Building $542,700 | $829,800 (-) Land $287,100 Building $542,700 | |
| 2025 | $19,044.00 (+3.66%) | $829,800 (+38.3%) Land $287,100 Building $542,700 | $829,800 (+38.3%) Land $287,100 Building $542,700 |
| 2024 | $18,372.00 (+7.51%) | ||
| 2023 | $600,000 Land $240,100 Building $359,900 | $600,000 Land $240,100 Building $359,900 | |
| 2022 | $17,088.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 4% of the US · above 10% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 64-00131-0000-00027-01 |
|---|---|
| Alternative APN |
|
| Building Area | 3,048 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 14,022 sqft (0.322 acres) |
| Depth X Width | 171 ft x 82 ft Depth x Width |
| Street Address | 31 SMITH ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 82X171 .32 |
| Legal Block | 131 |
| Legal Lot Number | 27.1 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 56200 |
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