Essex County and Gloucester City property record for 25 Prospect St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Colonial |
| Year Built | Built 1900 |
| Square Footage | 2,135 sqft Living Area |
| Lot Size | 3,840 sqft (0.088 acres) |
| Tax Bill | $5,619.00 (2025) |
| Primary APN | GLOU M:0015 B:0052 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,135 sqft Living Area |
| Gross Area | 3,946 sqft Gross Area |
| 1st Floor | 1,175 sqft 1st Floor |
| Attic Area | 630 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,127 sqft Basement |
| Unfinished Basement | 1,127 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,840 sqft (0.088 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 25 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 52 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0015 B:0052 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 EMERALD ST, GLOUCESTER, MA 01930-1110 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed, Transfer |
| May 21, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CAPE ANN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 02, 2025 |
| Property Address | 25 PROSPECT ST, GLOUCESTER, MA 01930-3524 |
| Document Number | 042983-315 |
| Book / Page | 42983 / 315 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 20251002000500 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 20 EMERALD ST, GLOUCESTER, MA 01930-1110 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 25 PROSPECT ST, GLOUCESTER, MA 01930-3524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36727-383 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 36727/383 |
| Instrument | 180521001610 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Margin | 3 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,619.00 (+0.95%) | $578,100 (+1.07%) Land $129,500 Building $448,600 | $610,945 |
| 2024 | $5,566.00 (+4.66%) | $572,000 (+13.9%) Land $123,400 Building $448,600 | |
| 2023 | $5,318.00 | $502,200 Land $110,100 Building $392,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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