29 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 29 Prospect St, Gloucester, MA 01930 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,794 sqft · built 1900
Lot Size	0.07 acres (3,037 sqft)
Owner	2 Company Names on File
Last Sale	$535,000 (Dec 2021)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Aug 2021 Refinance Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0015 B:0039 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0015 B:0039 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,794 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	846 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,037 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	29 PROSPECT ST
City	GLOUCESTER
State	MA
Zip	01930-3571
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	39
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1017
Census Tract	221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0015 B:0039 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	281R GRANITE ST, 4, ROCKPORT, MA 01966-1008
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Dec 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 04, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANKGLOUCESTER (GLOUCESTER COOP BANK)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Jun 07, 2005 · Amount on Record
Deed Book / Page	40619 / 130
Last Transfer Date	May 06, 2025
Transfer Doc	042705-282
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	29 PROSPECT ST, GLOUCESTER, MA 01930-3571
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040229-333
Date	Aug 31, 2021
Book Page	40229/333
Instrument	20210831002230

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 29, 2021
Property Address	29 PROSPECT ST, GLOUCESTER, MA 01930-3571
Document Number	040619-130
Book / Page	40619 / 130
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	281R GRANITE ST UNIT 4, 4, ROCKPORT, MA 01966-1008

Mortgage

Document Number	0040619133
Date	Dec 29, 2021
Instrument	40619/133

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	29 PROSPECT ST, GLOUCESTER, MA 01930-3571
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38902-124
Date	Sep 04, 2020
Book Page	38902/124
Instrument	20200904000530

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,434.00 (+1.91%)	$456,200 (+2.01%) Land $123,600 Building $332,600
2024	$4,351.00 (-3.03%)	$447,200 (+5.55%) Land $117,700 Building $329,500
2023	$4,487.00	$423,700 Land $105,100 Building $318,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 896 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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