1. Home
  2. Massachusetts
  3. Essex County
  4. Gloucester
  5. Prospect St

28 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 28 Prospect St, Gloucester, MA 01930 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1900
Square Footage1,769 sqft Living Area
Lot Size2,462 sqft (0.057 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2024)
Tax Bill$5,010.00 (2025)

Property Details

APN / Parcel Number

Primary APNGLOU M:0025 B:0081 L:0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Units2 Units
Building Area1,769 sqft Living Area
Gross Area3,314 sqft Gross Area
1st Floor804 sqft 1st Floor
Attic Area804 sqft Attic
Attic1 Attic
Basement Area804 sqft Basement
Unfinished Basement804 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area2,462 sqft (0.057 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address28 PROSPECT ST
CityGLOUCESTER
StateMA
Zip01930-3525
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block81
JurisdictionGLOUCESTER MA
Minor Civil DivisionGLOUCESTER
Census Blockgroup1
Census Block1007
Census Tract221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0025 B:0081 L:0000

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 PROSPECT ST, GLOUCESTER, MA 01930-3525
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
May 03, 2024Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 02, 2020Deed of Trust, Mortgage · Stand Alone Refinance
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2024 · Amount on Record
Deed SaleMay 03, 2024 · Amount on Record
Deed Doc Number20243740
Deed Book / Page42101 / 71
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Recording DateApr 10, 2026
Property Address28 PROSPECT ST, GLOUCESTER, MA 01930-3525
Document Number043322-224
Book / Page43322 / 224
Instrument DateApr 06, 2026
Instrument20261290
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 PROSPECT ST, GLOUCESTER, MA 01930-3525
InvestorPossibly a Property Investor

Mortgage

Document Number0000001290,
DateApr 10, 2026
Book Page43322/224
Instrument20261290
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

May 2024: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGLOUCESTER MA
Recording DateMay 03, 2024
Property Address28 PROSPECT ST, GLOUCESTER, MA 01930-3525
Document Number0042101-71
Book / Page42101 / 71
Instrument DateMay 03, 2024
Instrument20240503003740
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address28 PROSPECT ST, GLOUCESTER, MA 01930-3525
InvestorPossibly a Property Investor

Mortgage

Document Number240503003750
DateMay 03, 2024
Instrument240503003750
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address28 PROSPECT ST, GLOUCESTER, MA 01930-3525
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38678-369
DateJul 02, 2020
Book Page38678/369
Instrument20200702003450
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,010.00 (+1.79%)$515,400 (+1.88%) Land $120,800 Building $394,600
2024$4,922.00 (-3.34%)$505,900 (+5.22%) Land $115,000 Building $390,900
2023$5,092.00$480,800 Land $102,700 Building $378,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures