Essex County and Gloucester City property record for 19 Prospect St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,663 sqft · built 1900 |
| Lot Size | 0.07 acres (3,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Mar 2006) |
| Tax Bill | $4,466 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0015 B:0054 L:0000 |
| Primary APN | GLOU M:0015 B:0054 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,663 sqft Living Area |
| Gross Area | 2,243 sqft |
| 1st Floor Area | 1,083 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 580 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,060 sqft (0.07 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 19 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 54 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0015 B:0054 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 PROSPECT ST, GLOUCESTER, MA 01930-3524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2019 | Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK |
| Jul 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2006 · Amount on Record |
| Deed Sale | Mar 17, 2006 · Amount on Record |
| Prior Sale | Mar 10, 2006 |
| Deed Book / Page | 25468 / 544 |
| Transfer Doc | 34248-127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 19 PROSPECT ST, GLOUCESTER, MA 01930-3524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37993-162 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 37993/162 |
| Instrument | 20191101004200 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 19 PROSPECT ST, GLOUCESTER, MA 01930-3524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38764-291 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 38764/291 |
| Instrument | 20200729003210 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2040 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,466.00 (+1.18%) | $459,500 (+1.3%) Land $123,700 Building $335,800 | |
| 2024 | $4,414.00 (+4.7%) | $453,600 (+13.94%) Land $117,800 Building $335,800 | $482,410 |
| 2023 | $4,216.00 | $398,100 Land $105,200 Building $292,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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