St. Johns County property record for 25 Lazo Ct, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,322 sqft · built 2017 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (May 2017) |
| Tax Bill | $11,190 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072151-0400 |
| Primary APN | 072151-0400 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Building Area | 3,322 sqft Living Area |
| Gross Area | 4,201 sqft Gross Area |
| 1st Floor Area | 2,636 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 649 sqft Garage |
| Porch | Finished Screened Porch |
| Porch Area | 282 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 25 LAZO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62/77-102 PALENCIA NORTH PHASE 1 LOT 40 OR4367/1815 & 5662/251(L/E) |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | PALENCIA NORTH PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072151-0400
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 08, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| May 02, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2017 · Amount on Record |
| Deed Sale | May 02, 2017 · Amount on Record |
| Deed Document Number | 201730569 |
| Deed Book / Page | 4367 / 1815 |
| Last Transfer Date | Nov 07, 2022 |
| Transfer Doc | 0056620251 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 08, 2022 |
| Property Address | 25 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 0056620251 |
| Book / Page | 5662 / 251 |
| Map Reference | MB 62 PG 77 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 2022103322 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 LAZO CT, ST AUGUSTINE, FL 32095-7433 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 53 W 10TH ST, JACKSONVILLE, FL 32206-3608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 25 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 0047921196 |
| Instrument Date | Jun 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 LAZO CT ST AUGUSTINE FL 320957433, ST AUGUSTINE, FL 32095-7433 |
| Document Number | 0047921196 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 004792/001196 |
| Instrument | 66963 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2034 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 02, 2017 |
| Property Address | 25 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 0043671815 |
| Book / Page | 4367 / 1815 |
| Map Reference | MB62 PG77 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017030569 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 25 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 2017030570 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 2017030570 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,333 (+2.7%) | $659,759 (-3.9%) Land $140,000 Building $519,759 | |
| 2025 | $11,190.00 (+8.98%) Homeowner's exemption | $530,022 (+2.9%) | $686,565 (-2.17%) Land $150,000 Building $536,565 |
| 2024 | $10,268.00 (+16.68%) Homeowner's exemption | $515,085 (+22.87%) | $701,769 (+4.92%) Land $145,000 Building $556,769 |
| 2023 | $8,800.00 (+1.55%) Homeowner's exemption | $419,209 (+3%) | $668,842 (+13.13%) Land $145,000 Building $523,842 |
| 2022 | $8,666.00 Homeowner's exemption | $406,999 | $591,224 Land $100,800 Building $490,424 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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