St. Johns County property record for 76 Lazo Ct, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,912 sqft Living Area |
| Lot Size | 11,325 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $755,000 (2023) |
| Tax Bill | $12,322.00 (2025) |
| Primary APN | 072151-0550 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Building Area | 2,912 sqft Living Area |
| Gross Area | 3,626 sqft Gross Area |
| 1st Floor | 2,912 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,325 sqft (0.26 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 714 sqft Garage |
| Porch Area | 338 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 76 LAZO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7433 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 62/77-102 PALENCIA NORTH PHASE 1 LOT 55 OR5729/1446 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 28 |
| Legal Subdivision | PALENCIA NORTH PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072151-0550
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 09, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | Feb 09, 2017 · Amount on Record |
| Deed Doc Number | 202322524 |
| Deed Book / Page | 5729 / 1446 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 0056411119 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | 5641/1119 |
| Instrument | 2022092160 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 0055670733 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 5567/733 |
| Instrument | 2022054049 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 27, 2023 |
| Property Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 0057291446 |
| Book / Page | 5729 / 1446 |
| Map Reference | MB 62 PG 77 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023022524 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,285.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 76 WOODARD RD, GANSEVOORT, NY 12831-1210 |
| Name | Verified Name |
|---|---|
| Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 0057291448 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 5729/1448 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2038 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 09, 2017 |
| Property Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 0043290495 |
| Book / Page | 4329 / 0495 |
| Map Reference | MB62 PG77 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 2017009810 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433 |
| Document Number | 2017009811 |
|---|---|
| Date | Feb 09, 2017 |
| Instrument | 2017009811 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,269 (+1.48%) Land $140,000 Building $521,269 | $661,269 (-1.98%) Land $140,000 Building $521,269 | |
| 2025 | $12,322.00 (+16.94%) Homeowner's exemption | $651,628 (+13.37%) | $674,641 (+17.38%) Land $150,000 Building $524,641 |
| 2024 | $10,537.00 (+44.46%) Homeowner's exemption | $574,756 (+71.64%) | $574,756 (-3.7%) Land $145,000 Building $429,756 |
| 2023 | $7,294.00 (+1.55%) Homeowner's exemption | $334,858 (+3%) | $596,830 (+22.88%) Land $145,000 Building $451,830 |
| 2022 | $7,183.00 Homeowner's exemption | $325,105 | $485,714 Land $100,800 Building $384,914 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures