76 Lazo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 76 Lazo Ct, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage2,912 sqft Living Area
Lot Size11,325 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$755,000 (2023)
Tax Bill$12,322.00 (2025)

Property Details

APN / Parcel Number

Primary APN072151-0550

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area2,912 sqft Living Area
Gross Area3,626 sqft Gross Area
1st Floor2,912 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,325 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area714 sqft Garage
Porch Area338 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address76 LAZO CT
CitySAINT AUGUSTINE
StateFL
Zip32095-7433
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description62/77-102 PALENCIA NORTH PHASE 1 LOT 55 OR5729/1446
Legal Range29E
Legal Township05S
Legal Section28
Legal SubdivisionPALENCIA NORTH PHASE 1
Legal Phase1
Legal Block3
Legal Lot Number55
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3003
Census Tract20606

Owner

Source: St. Johns County records · APN 072151-0550

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
May 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 27, 2023Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 09, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Prior SaleFeb 09, 2017 · Amount on Record
Deed Doc Number202322524
Deed Book / Page5729 / 1446
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number0056411119
DateOct 03, 2022
Book Page5641/1119
Instrument2022092160
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number0055670733
DateMay 27, 2022
Book Page5567/733
Instrument2022054049
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 27, 2023
Property Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Document Number0057291446
Book / Page5729 / 1446
Map ReferenceMB 62 PG 77
Instrument DateMar 22, 2023
Instrument2023022524
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,285.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address76 WOODARD RD, GANSEVOORT, NY 12831-1210

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number0057291448
DateMar 27, 2023
Instrument5729/1448
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2038

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 09, 2017
Property Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Document Number0043290495
Book / Page4329 / 0495
Map ReferenceMB62 PG77
Instrument DateJan 31, 2017
Instrument2017009810
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number2017009811
DateFeb 09, 2017
Instrument2017009811
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$661,269 (+1.48%) Land $140,000 Building $521,269$661,269 (-1.98%) Land $140,000 Building $521,269
2025$12,322.00 (+16.94%) Homeowner's exemption$651,628 (+13.37%)$674,641 (+17.38%) Land $150,000 Building $524,641
2024$10,537.00 (+44.46%) Homeowner's exemption$574,756 (+71.64%)$574,756 (-3.7%) Land $145,000 Building $429,756
2023$7,294.00 (+1.55%) Homeowner's exemption$334,858 (+3%)$596,830 (+22.88%) Land $145,000 Building $451,830
2022$7,183.00 Homeowner's exemption$325,105$485,714 Land $100,800 Building $384,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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