90 Lazo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 90 Lazo Ct, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2017
Square Footage	3,168 sqft Living Area
Lot Size	10,018 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$693,000 (2022)
Tax Bill	$13,296.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`072151-0540`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Building Area	3,168 sqft Living Area
Gross Area	3,787 sqft Gross Area
1st Floor	3,168 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,018 sqft (0.23 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	619 sqft Garage
Patio Area	273 sqft Patio
Porch Area	286 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	90 LAZO CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7433
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	62/77-102 PALENCIA NORTH PHASE 1 LOT 54 OR5469/1771
Legal Range	29E
Legal Township	05S
Legal Section	28
Legal Subdivision	PALENCIA NORTH PHASE 1
Legal Phase	1
Legal Block	3
Legal Lot Number	54
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3003
Census Tract	20606

Owner

Source: St. Johns County records · APN 072151-0540

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	90 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Aug 01, 2017	Grant Deed, Subdivision Related Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Doc Number	20225100
Deed Book / Page	5469 / 1771
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 14, 2022
Property Address	90 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Document Number	0054691771
Book / Page	5469 / 1771
Map Reference	MB 62 PG 77-102
Instrument Date	Dec 23, 2021
Instrument	2022005100
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,851.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 MEDIO DR, SAINT AUGUSTINE, FL 32095-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 LAZO CT, ST AUGUSTINE, FL 32095-7433
Investor	Possibly a Property Investor

Mortgage

Document Number	0054691773
Date	Jan 14, 2022
Instrument	5469/1773

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	90 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number	0050561785
Date	Sep 30, 2020
Book Page	5056/1785
Instrument	2020084835

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 28, 2020
Property Address	90 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Document Number	0051350309
Book / Page	5135 / 309
Map Reference	MB 62 PG 77-102
Instrument Date	Dec 21, 2020
Instrument	2020118364
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	BEYCOME TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,661.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 LAZO CT, 90, SAINT AUGUSTINE, FL 32095-7433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number	5135311
Date	Dec 28, 2020
Instrument	5135/311

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 01, 2017
Property Address	90 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Document Number	0044131956
Book / Page	004413 / 001956
Instrument Date	Jul 28, 2017
Instrument	52964
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,332.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	90 LAZO CT ST AUGUSTINE FL 320957433, ST AUGUSTINE, FL 32095-7433

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,870 (-3.28%) Land $140,000 Building $523,870	$663,870 (-3.28%) Land $140,000 Building $523,870
2025	$13,296.00 (+3.8%) Homeowner's exemption	$686,358 (+1.21%)	$686,358 (+1.21%) Land $150,000 Building $536,358
2024	$12,809.00 (+3.37%)	$678,135 (+0.68%)	$678,135 (+0.68%) Land $145,000 Building $533,135
2023	$12,392.00 (+7.01%)	$673,539 (+13.12%)	$673,539 (+13.12%) Land $145,000 Building $528,539
2022	$11,580.00	$595,418	$595,418 Land $100,800 Building $494,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

90 Lazo Ct, Saint Augustine, FL 32095 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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