24 Lazo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 24 Lazo Ct, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,912 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$439,500 (Jun 2017)
Tax Bill	$8,589 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072151-0590`

Property Details

APN / Parcel Number

Primary APN	`072151-0590`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,912 sqft Living Area
Gross Area	3,898 sqft
1st Floor Area	2,912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24 LAZO CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	62/77-102 PALENCIA NORTH PHASE 1 LOT 59 OR4382/321
Legal Range	29E
Legal Township	05S
Legal Section	28
Legal Subdivision	PALENCIA NORTH PHASE 1
Legal Phase	1
Legal Block	3
Legal Lot Number	59
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3003
Census Tract	20606

Owner

Source: St. Johns County records · APN 072151-0590

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Mar 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jun 01, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2017 · Amount on Record
Deed Sale	Jun 01, 2017 · Amount on Record
Deed Document Number	201737732
Deed Book / Page	4382 / 321
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	24 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number	0056601115
Date	Nov 04, 2022
Book Page	5660/1115
Instrument	2022102477

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	24 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number	0051991811
Date	Mar 08, 2021
Book Page	5199/1811
Instrument	2021025312

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

June 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 01, 2017
Property Address	24 LAZO CT, SAINT AUGUSTINE, FL 32095-7433
Document Number	0043820321
Book / Page	4382 / 0321
Map Reference	MB62 PG77
Instrument Date	May 26, 2017
Instrument	2017037732
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,076.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 LAZO CT, SAINT AUGUSTINE, FL 32095-7433

Mortgage

Document Number	2017037733
Date	Jun 01, 2017
Instrument	2017037733

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,438 (+2.7%)	$576,424 (-2.37%) Land $140,000 Building $436,424
2025	$8,589.00 (+9.85%) Homeowner's exemption	$412,306 (+2.9%)	$590,388 (+2.52%) Land $150,000 Building $440,388
2024	$7,819.00 (+5.65%) Homeowner's exemption	$400,686 (+3%)	$575,851 (-7.38%) Land $145,000 Building $430,851
2023	$7,401.00 (+1.72%) Homeowner's exemption	$389,016 (+3%)	$621,716 (+13.58%) Land $145,000 Building $476,716
2022	$7,276.00 Homeowner's exemption	$377,685	$547,380 Land $100,800 Building $446,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 221 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 893 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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