21 E Cedar St, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 21 E Cedar St, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	3,339 sqft
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$1,014,000 (May 2022)
Tax Bill	$26,844 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00217-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`09-00217-0000-00001-02`

Interior

Stories	2 Stories
Building Area	3,339 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)

Location & Zoning

Street Address	21 E CEDAR ST
City	METUCHEN
State	NJ
Zip	08840-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	7500 SQ.FT.
Legal Subdivision	51 E CEDAR ST
Legal Block	217
Legal Lot Number	1.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	1
Census Block	1005
Census Tract	2200

Owner

21 E Cedar St is owned and occupied by two individuals who bought it in May 2022.

Source: Middlesex County and Metuchen Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 E CEDAR ST, METUCHEN, NJ 08840-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Deed Document Number	202244679
Deed Book / Page	18919 / 1702
Record Updated	Sep 20, 2026

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 6, 2022
Property Address	21 E CEDAR ST, METUCHEN, NJ 08840-2703
Document Number	0000044679
Book / Page	18919 / 1702
Instrument Date	Apr 6, 2022
Instrument	2022044679
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,884.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 VINELAND AVE, 365, STATEN ISLAND, NY 10312-2854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E CEDAR ST, METUCHEN, NJ 08840-2703

Mortgage

Document Number	0000044680
Date	May 6, 2022
Instrument	2022044680

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	21 E CEDAR ST, METUCHEN, NJ 08840-2703
Document Number	0000016639
Book / Page	016847 / 000110
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E CEDAR ST METUCHEN NJ 088402703, METUCHEN, NJ 08840-2703

Mortgage

Document Number	0000016639
Date	Aug 2, 2017
Book Page	016847/000110
Instrument	16639

Lender

Name	LAKELAND BK
Type	Bank
Address	JACKSON, NJ 08527

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 21 E Cedar St was $26,844, up 4.3% from the year before.

Source: Middlesex County and Metuchen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-) Land $100,000 Building $270,000	$370,000 (-) Land $100,000 Building $270,000
2025	$26,844.00 (+4.32%)	$370,000 Land $100,000 Building $270,000	$370,000 Land $100,000 Building $270,000
2024	$25,733.00
2023		$370,000 Land $100,000 Building $270,000	$370,000 Land $100,000 Building $270,000
2022	$23,572.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 E Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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