2499 Stonegate Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2499 Stonegate Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 6,132 sqft · built 1992
Lot Size	5.11 acres (223,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,200 (May 2026)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-6.0-14.0-0-000-005.06`

Property Details

APN / Parcel Number

Primary APN	`18-6.0-14.0-0-000-005.06`
Alternative APN	`1860140 00506`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	6,132 sqft Living Area
Gross Area	6,732 sqft
1st Floor Area	4,392 sqft
Basement Area	1,740 sqft
Finished Basement	1,740 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	223,027 sqft
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Pool Area	535 sqft
Porch	Enclosed Frame Porch
Porch Area	312 sqft
Deck Area	Deck Area
Patio Area	693 sqft
Pole Barn	1,536 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2499 STONEGATE DR
City	FESTUS
State	MO
Zip	63028-3679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT SW1/4 SW1/4
Legal Range	5E
Legal Township	40N
Legal Section	14
Legal Block	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4037
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2499 STONEGATE DR, FESTUS, MO 63028-3679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Nov 1, 2018
Deed Document Number	202613636
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0000033503
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 21, 2026
Property Address	2499 STONEGATE DR, FESTUS, MO 63028-3679
Document Number	0000013636
Instrument Date	May 15, 2026
Instrument	202613636
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2499 STONEGATE DR, FESTUS, MO 63028-3679

Mortgage

Document Number	0000013637,
Date	May 21, 2026
Instrument	202613637

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,600 (-) Land $5,900 Building $67,700	$387,400 (-) Land $31,200 Building $356,200
2025	$4,332.00 (+6.46%)	$73,600 (+9.2%) Land $5,900 Building $67,700	$387,400 (-) Land $31,200 Building $356,200
2024			$387,400 (+9.13%) Land $31,200 Building $356,200
2023	$4,069.00 (+1.07%)	$67,400 (+1.05%) Land $5,900 Building $61,500	$355,000 (+1.02%) Land $31,200 Building $323,800
2022	$4,026.00	$66,700 Land $5,900 Building $60,800
2021			$351,400 Land $31,200 Building $320,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20