2495 Stonegate Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2495 Stonegate Dr, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,901 sqft · built 1991
Lot Size5.21 acres (227,383 sqft)
Owner2 Individual Names on Record
Tax Bill$2,708 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-6.0-14.0-0-000-005.01

Property Details

APN / Parcel Number

Primary APN18-6.0-14.0-0-000-005.01
Alternative APN
  • 1860140 00501

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,901 sqft Living Area
Gross Area2,664 sqft
1st Floor Area1,901 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area227,383 sqft
Garage TypeAttached
Garage Area763 sqft
PorchOpen Frame Porch
Porch Area36 sqft
Patio Area625 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2495 STONEGATE DR
CityFESTUS
StateMO
Zip63028-3679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionSW1/4
Legal Range5E
Legal Township40N
Legal Section14
Legal Block4
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group4
Census Block4037
Census Tract700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2495 STONEGATE DR, FESTUS, MO 63028-3679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 28, 2025
Transfer Doc0000018751
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2495 STONEGATE DR, FESTUS, MO 63028-3679
Document Number0000012505
Instrument DateApr 24, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2495 STONEGATE DR FESTUS MO 630283679, FESTUS, MO 63028-3679

Mortgage

Document Number0000012505
DateApr 27, 2018
Instrument12505
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 26, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,000 (-) Land $5,900 Building $40,100$242,000 (-) Land $31,200 Building $210,800
2025$2,708.00 (+6.78%)$46,000 (+9.52%) Land $5,900 Building $40,100
2024$242,000 (+9.45%) Land $31,200 Building $210,800
2023$2,536.00$42,000 Land $5,900 Building $36,100$221,100 Land $31,200 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 5
serves 8,000 people · EPA ID MO6024296
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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