2498 Stonegate Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2498 Stonegate Dr, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,398 sqft · built 1997
Lot Size5 acres (217,800 sqft)
OwnerCompany Name on Record
Last Sale$318,800 (Jul 2020)
Tax Bill$2,738 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Sep 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-6.0-23.0-0-000-006.02

Property Details

APN / Parcel Number

Primary APN18-6.0-23.0-0-000-006.02
Alternative APN
  • 1860230 00602

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,398 sqft Living Area
Gross Area3,974 sqft
1st Floor Area1,898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area217,800 sqft
Garage TypeAttached
Garage Area576 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area424 sqft
Patio Area476 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2498 STONEGATE DR
CityFESTUS
StateMO
Zip63028-3697
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionPT US SURVEY 1996 & PT FRL SEC 14
Legal Range5E
Legal Township40N
Legal Section23
Legal SubdivisionU S SURVEY NO 1996
Legal Block4
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group4
Census Block4046
Census Tract700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2498 STONEGATE DR, FESTUS, MO 63028-3697
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Sep 21, 2023Intrafamily Transfer, Transfer
May 19, 2022Beneficiary Deed, Transfer
Jul 2, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2020 · Amount on Record
Deed SaleJul 2, 2020 · Amount on Record
Deed Document Number202023450
Last Transfer DateMay 17, 2022
Transfer Doc0000016918
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2498 STONEGATE DR, FESTUS, MO 63028-3697
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2498 STONEGATE DR, FESTUS, MO 63028-3697

Mortgage

Document Number0000040644
DateSep 15, 2021
Instrument2021R-040644
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateSep 21, 2023
Property Address2498 STONEGATE DR, FESTUS, MO 63028-3697
Document Number0000023698
Instrument DateSep 21, 2023
Instrument2023R-023698
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2498 STONEGATE DR, FESTUS, MO 63028-3697

May 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionJEFFERSON MO
Recording DateMay 19, 2022
Property Address2498 STONEGATE DR, FESTUS, MO 63028-3697
Document Number0000016918
Instrument DateMay 17, 2022
Instrument2022R-016918
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2498 STONEGATE DR, FESTUS, MO 63028-3697

Transferred To (Grantee/Buyer)

NameVerified Name
Address2498 STONEGATE DR, FESTUS, MO 63028-3697

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJul 2, 2020
Property Address2498 STONEGATE DR, FESTUS, MO 63028-3697
Document Number0000023450
Instrument DateJun 29, 2020
Instrument2020R-023450
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4314 MORNING WILLOW DR, 4314, KATY, TX 77450-5407

Transferred To (Grantee/Buyer)

NameVerified Name
Address2498 STONEGATE DR, FESTUS, MO 63028-3697

Mortgage

Document Number0000023451
DateJul 2, 2020
Instrument2020R-023451
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,900 (-) Land $5,900 Building $43,000$257,500 (-) Land $31,200 Building $226,300
2025$2,738.00 (+0.04%)$48,900 (+8.43%) Land $5,900 Building $43,000$257,500 (-) Land $31,200 Building $226,300
2024$2,737.00 (+0.51%)$257,500 (+8.51%) Land $31,200 Building $226,300
2023$2,723.00 (+4.93%)$45,100 (+4.88%) Land $5,900 Building $39,200$237,300 (+4.91%) Land $31,200 Building $206,100
2022$2,595.00$43,000 Land $5,900 Building $37,100
2021$226,200 Land $31,200 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 5
serves 8,000 people · EPA ID MO6024296
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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