Jefferson County property record for 2489 Stonegate Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,717 sqft · built 1992 |
| Lot Size | 5.4 acres (235,224 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $768,208 (Apr 2026) |
| Tax Bill | $3,232 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-6.0-14.0-0-000-005.03 |
| Primary APN | 18-6.0-14.0-0-000-005.03 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,717 sqft Living Area |
| Gross Area | 4,342 sqft |
| 1st Floor Area | 3,717 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 235,224 sqft |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Pool Area | 1,768 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 270 sqft |
| Patio Area | 361 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2489 STONEGATE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | PT SW1/4 SW1/4 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 14 |
| Legal Block | 4 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 700900 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ASSEMBLIES OF GOD CU |
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Sep 28, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage ASSEMBLIES OF GOD CU |
| Sep 28, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage ASSEMBLIES OF GOD CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 202610913 |
| Prior Transfer Date | Aug 21, 2008 |
| Prior Transfer Doc | 0000043267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Document Number | 0000034334 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022R-034334 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 24, 2026 |
| Property Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Document Number | 0000010913 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.10913 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | CONTINENTAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Document Number | 0000010914, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..10914 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 28, 2021 |
| Property Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Document Number | 2021R042637 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021R-042637 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Document Number | 2021R042638 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021R-042638 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.49% |
| Max Rate At Change | 6.99% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Number | 2021R042639 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021R-042639 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65803 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 28, 2021 |
| Property Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Document Number | 0000042637 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021R-042637 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2489 STONEGATE DR, FESTUS, MO 63028-3679 |
| Document Number | 0000042638 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021R-042638 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.49% |
| Max Rate At Change | 6.99% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Number | 0000042639 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021R-042639 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, MO 65803 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,900 (-) Land $5,900 Building $49,000 | $289,200 (-) Land $31,200 Building $258,000 | |
| 2025 | $3,232.00 (+25.03%) | $54,900 (+28.87%) Land $5,900 Building $49,000 | $289,200 (-) Land $31,200 Building $258,000 |
| 2024 | $2,585.00 (+0.51%) | $289,200 (+28.93%) Land $31,200 Building $258,000 | |
| 2023 | $2,572.00 | $42,600 Land $5,900 Building $36,700 | $224,300 Land $31,200 Building $193,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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