Mesa County property record for 2497 E Harbor Cir, Grand Junction, CO 81505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 1993 |
| Lot Size | 0.138 acres (6,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Feb 2021) |
| Tax Bill | $1,828 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2701-334-14-007 |
| Primary APN | 2701-334-14-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 2,090 sqft |
| 1st Floor Area | 1,494 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,004 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 596 sqft |
| Porch | Slab |
| Porch Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R018279 |
|---|---|
| Street Address | 2497 E HARBOR CIR |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81505-9662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 7 BLK 1 THE COVE AT FOUNTAINHEAD A REPLAT OF A PTN OF THE REPLAT OF FOUNTAINHEAD SUB EXC LOT 1 BLK 3 SEC 33 1N 1W & AN UND INT IN ALL OPEN SPACE IN THE COVE AT FOUNTAINHEAD & ANY REPLAT THEREOF & AN UND INT IN ALL OPEN SPACE IN THE COVE AT FOUNTA |
| Legal Range | 001 |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | THE COVE AT FOUNTAINHEAD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 900 |
2497 E Harbor Cir is owned by two individuals who bought it in February 2021.
Source: Mesa County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2577 FOX RUN, GRAND JUNCTION, CO 81505-8679 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA |
| Feb 8, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2021 · Amount on File |
| Deed Sale | Feb 8, 2021 · Amount on File |
| Prior Sale | Feb 5, 2001 · Amount on File |
| Deed Document Number | 20212965255 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 2497 E HARBOR CIR, GRAND JUNCTION, CO 81505-9662 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2497 E HARBOR CIR, GRAND JUNCTION, CO 81505-9662 |
| Document Number | 0003019726 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 3019726 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Feb 8, 2021 |
| Property Address | 2497 E HARBOR CIR, GRAND JUNCTION, CO 81505-9662 |
| Document Number | 0002965255 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2965255 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 335 E MCCURE AV, FRUITA, CO 81521-2608 |
| Document Number | 0002965256 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2965256 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 2497 E Harbor Cir was $1,828, up 15% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Grand Junction City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,828.00 (+15.04%) | $25,240 (+12.93%) Land $6,130 Building $19,110 | $403,830 Land $98,000 Building $305,830 |
| 2024 | $1,589.00 (+0.57%) | $22,350 (-) Land $5,460 Building $16,890 | |
| 2023 | $1,580.00 (+24.02%) | $22,350 (+26.41%) Land $5,460 Building $16,890 | $333,590 Land $81,550 Building $252,040 |
| 2022 | $1,274.00 | $17,680 Land $5,210 Building $12,470 | |
| 2021 | $254,390 Land $75,000 Building $179,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2497 E Harbor Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2497 E Harbor Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures