2490 E Harbor Cir, Grand Junction, CO 81505 Property Records

Mesa County property record for 2490 E Harbor Cir, Grand Junction, CO 81505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,546 sqft · built 1993
Lot Size	0.124 acres (5,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,500 (Jun 2024)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2701-334-04-097`

Property Details

APN / Parcel Number

Primary APN	`2701-334-04-097`
Alternative APN	`R018138`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
Gross Area	2,071 sqft
1st Floor Area	1,546 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,398 sqft (0.124 acres)
Garage Type	Attached
Garage Area	525 sqft
Deck Area	Deck Area
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R018138
Street Address	2490 E HARBOR CIR
City	GRAND JUNCTION
State	CO
Zip	81505-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 1C REPLAT OF MINI COVE SUB SEC 33 1N 1W & AN UNDIV INT IN OUTLOT A MINI COVE II SUB
Legal Range	001
Legal Township	01N
Legal Section	33
Legal Subdivision	REPLAT OF MINI COVE SUB
Legal Block	4
Legal Lot Number	1C
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2020
Census Tract	900

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2490 E HARBOR CIR, GRAND JUNCTION, CO 81505-9600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	20243096560
Prior Transfer Date	Dec 3, 2010
Prior Transfer Doc	0002555310
Record Updated	Oct 29, 2026

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MESA CO
Recording Date	Aug 6, 2021
Property Address	2490 E HARBOR CIR, GRAND JUNCTION, CO 81505-9600
Document Number	0002993762
Instrument Date	Jul 29, 2021
Instrument	2993762
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2490 E HARBOR CIR, GRAND JUNCTION, CO 81505-9600

Mortgage

Document Number	0002993763
Date	Aug 6, 2021
Instrument	2993763

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (+14.85%)	$25,850 (+12.78%) Land $6,130 Building $19,720	$413,560 (+20.89%) Land $98,000 Building $315,560
2024	$1,630.00 (+0.62%)	$22,920 (-) Land $5,480 Building $17,440
2023	$1,620.00 (+25.68%)	$22,920 (+28.12%) Land $5,480 Building $17,440	$342,100 (+32.88%) Land $81,840 Building $260,260
2022	$1,289.00	$17,890 Land $5,210 Building $12,680
2021			$257,460 Land $75,000 Building $182,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100