Mesa County property record for 2488 E Harbor Cir, Grand Junction, CO 81505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1992 |
| Lot Size | 0.117 acres (5,099 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Aug 2024) |
| Tax Bill | $1,892 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2701-334-04-098 |
| Primary APN | 2701-334-04-098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| Gross Area | 2,122 sqft |
| 1st Floor Area | 1,590 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,099 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | Deck Area |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R018139 |
|---|---|
| Street Address | 2488 E HARBOR CIR |
| City | GRAND JUNCTION |
| State | CO |
| Zip | 81505-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 1D REPLAT OF MINI COVE SUB SEC 33 1N 1W & AN UNDIV INT IN OUTLOT A MINI COVE II SUB |
| Legal Range | 001 |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | REPLAT OF MINI COVE SUB |
| Legal Block | 4 |
| Legal Lot Number | 1D |
| Jurisdiction | MESA CO |
| Township / Civil Division | GRAND JUNCTION |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 900 |
Source: Mesa County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2488 E HARBOR CIR, GRAND JUNCTION, CO 81505-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Dec 26, 2019 | Warranty Deed, Transfer BAY EQUITY |
| May 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on Record |
| Deed Sale | Aug 7, 2024 · Amount on Record |
| Prior Sale | Apr 20, 2022 · Amount on Record |
| Deed Document Number | 20243100860 |
| Prior Transfer Date | Dec 11, 2019 |
| Prior Transfer Doc | 0002908030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Apr 20, 2022 |
| Property Address | 2488 E HARBOR CIR, GRAND JUNCTION, CO 81505-9600 |
| Document Number | 0003028021 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 3028021 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2488 E HARBOR CIR, 2488, GRAND JUNCTION, CO 81505-9600 |
| Name | Verified Name |
|---|---|
| Address | 1118 WESTLOOK DR, GLENWOOD SPRINGS, CO 81601-4529 |
| Document Number | 0003028022 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 3028022 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Dec 26, 2019 |
| Property Address | 2488 E HARBOR CIR, GRAND JUNCTION, CO 81505-9600 |
| Document Number | 0002908030 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 2908030 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2488 E HARBOR CIR GRAND JUNCTION CO 815059600, GRAND JUNCTION, CO 81505-9600 |
| Document Number | 2908031 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2908031 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | May 14, 2018 |
| Property Address | 2488 E HARBOR CIR, GRAND JUNCTION, CO 81505-9600 |
| Document Number | 0002840192 |
| Instrument Date | May 14, 2018 |
| Instrument | 2840192 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2488 E HARBOR CIR GRAND JUNCTION CO 815059600, GRAND JUNCTION, CO 81505-9600 |
| Document Number | 2840193 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 2840193 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Grand Junction City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,892.00 (+11.49%) | $26,130 (+12.58%) Land $6,130 Building $20,000 | $417,990 (+20.66%) Land $98,000 Building $319,990 |
| 2024 | $1,697.00 (-3.74%) | $23,210 (-) Land $5,490 Building $17,720 | |
| 2023 | $1,763.00 (+33.16%) | $23,210 (+26.28%) Land $5,490 Building $17,720 | $346,430 (+30.96%) Land $81,980 Building $264,450 |
| 2022 | $1,324.00 | $18,380 Land $5,210 Building $13,170 | |
| 2021 | $264,530 Land $75,000 Building $189,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
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