2489 E Harbor Cir, Grand Junction, CO 81505 Property Records

Mesa County property record for 2489 E Harbor Cir, Grand Junction, CO 81505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,877 sqft · built 1993
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (Aug 2024)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2701-334-14-003`

Property Details

APN / Parcel Number

Primary APN	`2701-334-14-003`
Alternative APN	`R018275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,877 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open/Unfinished Porch
Porch Area	48 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R018275
Street Address	2489 E HARBOR CIR
City	GRAND JUNCTION
State	CO
Zip	81505-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 3 BLK 1 THE COVE AT FOUNTAINHEAD A REPLAT OF A PTN OF THE REPLAT OF FOUNTAINHEAD SUB SEC LOT 1 BLK 3 SEC 33 1N 1W & AN UND INT IN ALL OPEN SPACE IN THE COVE AT FOUNTAINHEAD & ANY REPLAT THEREOF & AN UND INT IN ALL OPEN SPACE IN THE COVE AT FOUNTA
Legal Range	001
Legal Township	01N
Legal Section	33
Legal Subdivision	THE COVE AT FOUNTAINHEAD
Legal Block	1
Legal Lot Number	3
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2019
Census Tract	900

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2489 E HARBOR CIR, GRAND JUNCTION, CO 81505-9625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	May 28, 1999 · Amount on Record
Deed Document Number	20243102936
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	2489 E HARBOR CIR, GRAND JUNCTION, CO 81505-9625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002818908
Date	Oct 25, 2017
Instrument	2818908

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (+56.95%)	$27,440 (+12%) Land $6,130 Building $21,310	$439,010 (+20.07%) Land $98,000 Building $341,010
2024	$1,266.00 (+0.64%)	$24,500 (-) Land $5,530 Building $18,970
2023	$1,258.00 (+40.56%)	$24,500 (+26.42%) Land $5,530 Building $18,970	$365,640 (+31.08%) Land $82,580 Building $283,060
2022	$895.00	$19,380 Land $5,210 Building $14,170
2021			$278,950 Land $75,000 Building $203,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100