Scott County property record for 2495 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,340 sqft · built 1973 |
| Lot Size | 0.841 acres (36,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Dec 2025) |
| Tax Bill | $2,127 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-035.000 |
| Primary APN | 161-10-035.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 36,658 sqft (0.841 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 2495 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 118 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2495 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 11, 2025 | Deed of Trust, Mortgage · FHA Mortgage PEOPLES EXCHANGE BANK |
| Dec 23, 2025 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 8, 2019 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Jun 23, 2025 · Amount on Record |
| Deed Document Number | 2025566402 |
| Deed Book / Page | 462 / 877 |
| Prior Transfer Date | Jun 22, 2022 |
| Prior Transfer Doc | 0000456208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2495 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00MC64/280 |
|---|---|
| Date | Feb 11, 2025 |
| Book Page | MC64/280 |
| Instrument | 526266 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 23, 2025 |
| Property Address | 2495 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | 00D462/877 |
| Book / Page | D462 / 877 |
| Map Reference | CAB 1 SL 57 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 566402 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 W LOWRY LN # LN116, LN116, LEXINGTON, KY 40503-3012 |
| Name | Verified Name |
|---|---|
| Address | 2495 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | 0000566403 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 566403 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 8, 2019 |
| Property Address | 2495 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | D409/445 |
| Book / Page | D409 / 445 |
| Map Reference | CAB 1 SL 57 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 406194 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 N PAWNEE TRL, 503, GEORGETOWN, KY 40324-1184 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2495 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | 406195 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 406195 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,000 (+19.3%) | $285,000 (+19.3%) | |
| 2025 | $2,127.00 (+22.88%) | $238,900 (+25.08%) | $238,900 (+25.08%) |
| 2023 | $1,731.00 | $191,000 Land $32,000 Building $159,000 | $191,000 Land $32,000 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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