Scott County property record for 2513 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jun 2024) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-30-074.000 |
| Primary APN | 160-30-074.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Block |
| Lot Area | 66,647 sqft (1.53 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2513 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2513 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 19, 2017 | Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2017 · Amount on Record |
| Deed Document Number | 2024501759 |
| Deed Book / Page | 449 / 561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2513 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0M1774/680 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | M1774/680 |
| Instrument | 494732 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2513 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1601/226 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | M1601/226 |
| Instrument | 434337 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 19, 2017 |
| Property Address | 2513 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Document Number | D389/035 |
| Book / Page | D389 / 035 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 371911 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1011 GAISER DR, 1011, SEYMOUR, IN 47274-3154 |
| Name | Verified Name |
|---|---|
| Address | 2513 CINCINNATI RD, GEORGETOWN, KY 40324-8946 |
| Document Number | M1348021 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | M1348/021 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,000 (-) | $270,000 (-) | |
| 2025 | $2,404.00 (+29.88%) | $270,000 (+32.22%) | $270,000 (+32.22%) |
| 2023 | $1,851.00 | $204,200 Land $32,000 Building $172,200 | $204,200 Land $32,000 Building $172,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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