2483 Cincinnati Rd, Georgetown, KY 40324 Property Records

Scott County property record for 2483 Cincinnati Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,667 sqft · built 1992
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (May 2019)
Tax Bill$2,064 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN161-10-041.000

Property Details

APN / Parcel Number

Primary APN161-10-041.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,667 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2483 CINCINNATI RD
CityGEORGETOWN
StateKY
Zip40324-8945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOONLAKE ESTATES
Legal SubdivisionMOONLAKE ESTATES
Legal Lot Number120
JurisdictionSCOTT KY
Township / Civil DivisionSTAMPING GROUND
Census Block Group3
Census Block3004
Census Tract40502

Owner

Source: Scott County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2483 CINCINNATI RD, GEORGETOWN, KY 40324-8945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY TRUST BANK
Jan 4, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
COMMUNITY TRUST BANK INC
Mar 15, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Mar 16, 2020Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
May 2, 2019Deed, Transfer · FHA Mortgage
REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2019 · Amount on Record
Deed SaleMay 2, 2019 · Amount on Record
Deed Document Number2019399670
Deed Book / Page405 / 236
Last Transfer DateDec 11, 2023
Transfer Doc00D446/573
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address2483 CINCINNATI RD, GEORGETOWN, KY 40324-8945
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1867/433
DateNov 13, 2025
Book PageM1867/433
Instrument562317
Lender
NameCOMMUNITY TRUST BANK
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateJan 4, 2024
Property Address2483 CINCINNATI RD, GEORGETOWN, KY 40324-8945
Document Number00D446/573
Book / PageD446 / 573
Map ReferenceCAB 1 SL 150
Instrument DateDec 11, 2023
Instrument490508
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address100 WISHING WELL PATH APT 2308, 2308, GEORGETOWN, KY 40324-2185

Transferred To (Grantee/Buyer)

NameVerified Name
Address2483 CINCINNATI RD, GEORGETOWN, KY 40324-8945

Mortgage

Document Number0000490509
DateJan 4, 2024
Instrument490509
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate12.5%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address2483 CINCINNATI RD, GEORGETOWN, KY 40324-8945
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SERVICES L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1588/300
DateMar 15, 2021
Book PageM1588/300
Instrument430293
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueApr 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address2483 CINCINNATI RD, GEORGETOWN, KY 40324-8945
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1495/368
DateMar 16, 2020
Book PageM1495/368
Instrument413167
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 2, 2019
Property Address2483 CINCINNATI RD, GEORGETOWN, KY 40324-8945
Document NumberD405/236
Book / PageD405 / 236
Map ReferenceCAB 1 SL 150
Instrument DateApr 30, 2019
Instrument399670
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$164.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1680 SANDY HILL RD, 1680, GUSTON, KY 40142-7083

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2483 CINCINNATI RD, GEORGETOWN, KY 40324-8945

Mortgage

Document Number399671
DateMay 2, 2019
Instrument399671
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,064.00 (+6.5%)$231,800 (+8.42%)$231,800 (+8.42%)
2023$1,938.00 (+15.29%)$213,800 (+10.32%) Land $32,000 Building $181,800$213,800 (+10.32%) Land $32,000 Building $181,800
2022$1,681.00$193,800 Land $32,000 Building $161,800$193,800 Land $32,000 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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