Scott County property record for 2491 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Jan 2026) |
| Tax Bill | $2,069 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Jan 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-037.000 |
| Primary APN | 161-10-037.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 38,333 sqft (0.88 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 2491 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 119 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40502 |
Source: Scott County assessment roll, APN 161-10-037.000, as of January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 29, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Sep 22, 2025 | Quit Claim Deed, Foreclosure Quitclaim |
| Sep 27, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 21, 2016 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 30, 2015 | Deed, Transfer · Commercial Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Aug 08, 2025 · Amount on Record |
| Deed Document Number | 2026571336 |
| Deed Book / Page | 463 / 650 |
| Prior Transfer Date | Sep 11, 2025 |
| Prior Transfer Doc | 0000D461/4 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1709/672 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | M1709/672 |
| Instrument | 458854 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 08, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 29, 2026 |
| Property Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | 00D463/650 |
| Book / Page | D463 / 650 |
| Map Reference | MB 1 PG M |
| Instrument Date | Jan 22, 2026 |
| Instrument | 571336 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 LAKE COOK RD, RIVERWOODS, IL 60015-3851 |
| Name | Verified Name |
|---|---|
| Address | 115 JUNIPER PATH, GEORGETOWN, KY 40324-9086 |
| Document Number | 0000571337 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 571337 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 22, 2025 |
| Property Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | 0000D461/4 |
| Book / Page | D461 / 4 |
| Map Reference | MB 1 PG M |
| Instrument Date | Sep 11, 2025 |
| Instrument | 556191 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 LAKE COOK RD, RIVERWOODS, IL 60015-3851 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 27, 2019 |
| Property Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | D409/205 |
| Book / Page | D409 / 205 |
| Map Reference | MB 1 PG M |
| Instrument Date | Sep 20, 2019 |
| Instrument | 405652 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 VALE LN, 103, GEORGETOWN, KY 40324-8691 |
| Name | Verified Name |
|---|---|
| Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | 405653 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 405653 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 21, 2016 |
| Property Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | D382/723 |
| Book / Page | D382 / 723 |
| Map Reference | CAB1 SL150 |
| Instrument Date | Jan 18, 2016 |
| Instrument | 362522 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 PEBBLE BEACH DR, 105, GEORGETOWN, KY 40324-9592 |
| Name | Verified Name |
|---|---|
| Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Investor | Possibly a Property Investor |
| Document Number | 0M1311/581 |
|---|---|
| Date | Nov 21, 2016 |
| Book Page | M1311/581 |
| Instrument | 362523 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LEXINGTON, KY 40503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 30, 2015 |
| Property Address | 2491 CINCINNATI RD, GEORGETOWN, KY 40324-8945 |
| Document Number | D367/634 |
| Book / Page | D367 / 634 |
| Map Reference | CAB1 SL150 |
| Instrument Date | Mar 25, 2015 |
| Instrument | 331997 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 MADDOX ST, 123, GEORGETOWN, KY 40324-1636 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 105 PEBBLE BEACH DR, GEORGETOWN, KY 40324-9592 |
| Document Number | 0M1224/753 |
|---|---|
| Date | Mar 30, 2015 |
| Book Page | M1224/753 |
| Instrument | 331998 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 25, 2020 |
Source: Scott County assessment roll as of January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 (+10.82%) | $232,300 (+11.84%) | $232,300 (+11.84%) |
| 2024 | $1,867.00 (+8.55%) | $207,700 (+9.49%) | $207,700 (+9.49%) |
| 2023 | $1,720.00 | $189,700 Land $32,000 Building $157,700 | $189,700 Land $32,000 Building $157,700 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 114 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system KY0340250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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