Osceola County property record for 2492 Promenade Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,464 sqft · built 2016 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,900 (Dec 2020) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172631526100011900 |
| Primary APN | 172631526100011900 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft Heated Area |
| Gross Area | 2,254 sqft |
| 1st Floor Area | 1,464 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Finished |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2492 PROMENADE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 190 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | NORTHWEST LKS GRVES & TWIN LKS CARRIAGE |
| Legal Phase | 1 |
| Legal Tract | 5261 |
| Legal Lot Number | 190 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 43301 |
2492 Promenade Dr is owned and occupied by an individual who acquired it in December 2020.
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2492 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on File |
| Deed Sale | Dec 1, 2020 · Amount on File |
| Deed Document Number | 0058432227 |
| Deed Book / Page | 5843 / 2227 |
| Last Transfer Date | Dec 2, 2020 |
| Transfer Doc | 0058432227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 2, 2020 |
| Property Address | 2492 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Document Number | 0058432227 |
| Book / Page | 005843 / 002227 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 164006 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | NONA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,064.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2492 PROMENADE DR ST CLOUD FL 347728858, ST CLOUD, FL 34772-8858 |
| Document Number | 58432229 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 005843/002229 |
| Instrument | 164007 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 2492 Promenade Dr was $1,353 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,353.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $235,675 | $356,400 Land $65,000 Building $291,400 |
| 2023 | $1,846.00 (+3.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $222,364 (+3%) | $301,900 (+22.47%) Land $60,000 Building $241,900 |
| 2022 | $1,788.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $215,888 | $246,500 Land $55,000 Building $191,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2492 Promenade Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2492 Promenade Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
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