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2480 Promenade Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2480 Promenade Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,346 sqft · built 2016
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Dec 2025)
Tax Bill$4,437 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN172631526100011840

Property Details

APN / Parcel Number

Primary APN172631526100011840

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,346 sqft Heated Area
Gross Area1,983 sqft
1st Floor Area1,346 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeFinished
Garage Area387 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2480 PROMENADE DR
CitySAINT CLOUD
StateFL
Zip34772-8858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 184
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionNORTHWEST LKS GRVES & TWIN LKS CARRIAGE
Legal Phase1
Legal Tract5261
Legal Lot Number184
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1055
Census Tract43301

Owner

Source: Osceola County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2480 PROMENADE DR, SAINT CLOUD, FL 34772-8858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Prior SaleSep 27, 2016 · Amount on Record
Deed Document Number2025157694
Deed Book / Page6899 / 1463
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 29, 2025
Property Address2480 PROMENADE DR, SAINT CLOUD, FL 34772-8858
Document Number0068991463
Book / Page6899 / 1463
Map ReferenceMB 24 PG 172-178
Instrument DateDec 23, 2025
Instrument2025157694
Transaction TypeTransfer
Record UpdatedJan 9, 2026
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address363 JUNGERMANN RD APT 262, 262, SAINT PETERS, MO 63376-5383

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2480 PROMENADE DR, SAINT CLOUD, FL 34772-8858

Mortgage

Document Number0068991468
DateDec 29, 2025
Instrument6899/1468
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,437.00 (+7.72%) Homeowner's exemption Widower's exemption$220,385 (+5.99%)$332,000 (+17.86%) Land $65,000 Building $267,000
2023$4,119.00 (+1.9%) Homeowner's exemption Widower's exemption$207,936 (+3%)$281,700 (+22.11%) Land $60,000 Building $221,700
2022$4,042.00 Homeowner's exemption Widower's exemption$201,880$230,700 Land $55,000 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Verizon, Xfinity.

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