Osceola County property record for 2488 Promenade Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,346 sqft · built 2016 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2021) |
| Tax Bill | $2,916 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-26-31-5261-0001-1880 |
| Primary APN | 17-26-31-5261-0001-1880 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,983 sqft |
| 1st Floor Area | 1,346 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 387 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 250 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2488 PROMENADE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 188 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5261 |
| Legal Lot Number | 188 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 43301 |
Source: Osceola County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 10, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 19, 2021 | Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Feb 17, 2020 | Intrafamily Transfer, Transfer · Line of Credit TRUIST BANK |
| Dec 20, 2018 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2018 · Amount on Record |
| Deed Document Number | 2021111157 |
| Deed Book / Page | 6004 / 1062 |
| Prior Transfer Date | Feb 12, 2020 |
| Prior Transfer Doc | 0056752024 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 10, 2021 |
| Property Address | 2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Document Number | 0060192900 |
| Book / Page | 6019 / 2900 |
| Map Reference | MB 24 PG 172-178 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2021123762 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2488 PROMENADE DR, 2488, SAINT CLOUD, FL 34772-8858 |
| Name | Verified Name |
|---|---|
| Address | 300 MAMARONECK AVE APT 208, 208, WHITE PLAINS, NY 10605-6413 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 19, 2021 |
| Property Address | 2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Document Number | 0060041062 |
| Book / Page | 6004 / 1062 |
| Map Reference | MB 24 PG 172-178 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2021111157 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 17, 2020 |
| Property Address | 2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Document Number | 0056752024 |
| Book / Page | 5675 / 2024 |
| Map Reference | MB 24 PG 172-178 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 2020023482 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Document Number | 0056752723 |
|---|---|
| Date | Feb 17, 2020 |
| Instrument | 5675/2723 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858 |
| Document Number | 0054522193 |
| Book / Page | 005452 / 002193 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 186046 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,771.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2488 PROMENADE DR ST CLOUD FL 347728858, ST CLOUD, FL 34772-8858 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,916.00 (-3.92%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $147,082 (+5.99%) | $337,800 (+17.91%) Land $65,000 Building $272,800 |
| 2024 | $3,035.00 (+1.64%) | ||
| 2023 | $2,986.00 (+1.7%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $138,774 (+3%) | $286,500 (+22.23%) Land $60,000 Building $226,500 |
| 2022 | $2,936.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $134,733 | $234,400 Land $55,000 Building $179,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
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