2488 Promenade Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2488 Promenade Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,346 sqft · built 2016
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jul 2021)
Tax Bill$2,916 (2025)
Deeds & MortgagesAug 2021 Transfer
Jul 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-26-31-5261-0001-1880

Property Details

APN / Parcel Number

Primary APN17-26-31-5261-0001-1880
Alternative APN
  • 263117526100011880

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,346 sqft Living Area
Gross Area1,983 sqft
1st Floor Area1,346 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area387 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2488 PROMENADE DR
CitySAINT CLOUD
StateFL
Zip34772-8858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 188
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionTWIN LAKES PH 1
Legal Phase1
Legal Tract5261
Legal Lot Number188
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1055
Census Tract43301

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 19, 2021Warranty Deed, Transfer
EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS
Feb 17, 2020Intrafamily Transfer, Transfer · Line of Credit
TRUIST BANK
Dec 20, 2018Warranty Deed, Transfer
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2021 · Amount on Record
Deed SaleJul 19, 2021 · Amount on Record
Prior SaleDec 20, 2018 · Amount on Record
Deed Document Number2021111157
Deed Book / Page6004 / 1062
Prior Transfer DateFeb 12, 2020
Prior Transfer Doc0056752024
Record UpdatedJun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 10, 2021
Property Address2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858
Document Number0060192900
Book / Page6019 / 2900
Map ReferenceMB 24 PG 172-178
Instrument DateAug 6, 2021
Instrument2021123762
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2488 PROMENADE DR, 2488, SAINT CLOUD, FL 34772-8858

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 MAMARONECK AVE APT 208, 208, WHITE PLAINS, NY 10605-6413

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 19, 2021
Property Address2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858
Document Number0060041062
Book / Page6004 / 1062
Map ReferenceMB 24 PG 172-178
Instrument DateJul 12, 2021
Instrument2021111157
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 17, 2020
Property Address2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858
Document Number0056752024
Book / Page5675 / 2024
Map ReferenceMB 24 PG 172-178
Instrument DateFeb 12, 2020
Instrument2020023482
Transaction TypeTransfer
Record UpdatedFeb 8, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858

Mortgage

Document Number0056752723
DateFeb 17, 2020
Instrument5675/2723
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 20, 2018
Property Address2488 PROMENADE DR, SAINT CLOUD, FL 34772-8858
Document Number0054522193
Book / Page005452 / 002193
Instrument DateDec 20, 2018
Instrument186046
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/

Transaction

AmountAmount Recorded
Tax$1,771.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2488 PROMENADE DR ST CLOUD FL 347728858, ST CLOUD, FL 34772-8858

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,916.00 (-3.92%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$147,082 (+5.99%)$337,800 (+17.91%) Land $65,000 Building $272,800
2024$3,035.00 (+1.64%)
2023$2,986.00 (+1.7%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$138,774 (+3%)$286,500 (+22.23%) Land $60,000 Building $226,500
2022$2,936.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$134,733$234,400 Land $55,000 Building $179,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Verizon, Xfinity.

Nearby Properties on Promenade Dr

Nearby Streets

Search Property Records by Address or Parcel Number