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2490 Promenade Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2490 Promenade Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,346 sqft · built 2016
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$207,734 (Sep 2016)
Tax Bill$1,353 (2025)
Deeds & MortgagesJan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN17-26-31-5261-0001-1890

Property Details

APN / Parcel Number

Primary APN17-26-31-5261-0001-1890
Alternative APN
  • 263117526100011890

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,346 sqft Living Area
Gross Area1,983 sqft
1st Floor Area1,346 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area387 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area250 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2490 PROMENADE DR
CitySAINT CLOUD
StateFL
Zip34772-8858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 189
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionTWIN LAKES PH 1
Legal Phase1
Legal Tract5261
Legal Lot Number189
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1055
Census Tract43301

Owner

2490 Promenade Dr is owned and occupied by an individual who acquired it in January 2020.

Source: Osceola County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address2490 PROMENADE DR, SAINT CLOUD, FL 34772-8858
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2016 · Amount on File
Deed SaleSep 29, 2016 · Amount on File
Prior SaleApr 1, 2016 · Amount on File
Deed Document Number2016148398
Deed Book / Page5033 / 473
Last Transfer DateJan 9, 2020
Transfer Doc0056570001
Record UpdatedJun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 13, 2020
Property Address2490 PROMENADE DR, SAINT CLOUD, FL 34772-8858
Document Number0056570001
Book / Page005657 / 000001
Instrument DateJan 9, 2020
Instrument5952
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address15100 OAKS RD CHARLOTTE HALL MD 206223307, CHARLOTTE HALL, MD 20622-3307

Tax Assessment & Valuation

The 2025 property tax bill for 2490 Promenade Dr was $1,353 with exemptions applied, down 27.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,353.00 (-27.06%) Homeowner's exemption Veteran's exemption$179,412$330,200 Land $65,000 Building $265,200
2024$1,855.00 (+0.49%)
2023$1,846.00 (+3.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$169,278 (+3%)$280,700 (+21.83%) Land $60,000 Building $220,700
2022$1,788.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$164,348$230,400 Land $55,000 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2490 Promenade Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2490 Promenade Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Verizon, Xfinity.

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