2491 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 2491 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,446 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$824,600 (May 2022)
Tax Bill	$5,789 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0297-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0297-00`
Alternative APN	`50063`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,446 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	2,446 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	502 sqft
Patio Area	36 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	2491 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-5987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 2, LOT 297
Legal Subdivision	RIVER CROSSING 2
Legal Block	3
Legal Lot Number	297
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3016
Census Tract	310703

Owner

2491 River Way is owned and occupied by two individuals who bought it in May 2022.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2491 RIVER WAY, SPRING BRANCH, TX 78070-5987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Apr 20, 2015 · Amount on File
Deed Document Number	202222698
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0000014729
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	May 13, 2022
Property Address	2491 RIVER WAY, SPRING BRANCH, TX 78070-5987
Document Number	0006022698
Map Reference	VOL 13 PG 184-188
Instrument Date	May 12, 2022
Instrument	202206022698
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	NOT AVAILABLE, CTOT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2491 RIVER WAY, 2491, SPRING BRANCH, TX 78070-5987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 RIVER WAY, SPRING BRANCH, TX 78070-5987

Mortgage

Document Number	0006022699
Date	May 13, 2022
Instrument	202206022699

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	2491 RIVER WAY, SPRING BRANCH, TX 78070-5987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006034997
Date	Aug 21, 2020
Instrument	202006034997

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2491 River Way was $5,789 with a homeowner's exemption, down 17% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,483 (-10.63%) Land $143,750 Building $421,733	$565,483 (-10.63%) Land $143,750 Building $421,733
2025	$5,789.00 (-17.04%) Homeowner's exemption	$632,760 Land $143,750 Building $489,010	$632,760 Land $143,750 Building $489,010
2024	$6,978.00
2023		$705,690 Land $143,750 Building $561,940	$705,690 Land $143,750 Building $561,940
2022	$7,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2491 River Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2491 River Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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